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Curtis Ray's Podcast

Curtis Ray

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Compound Interest Expert and Creator of the Innovative MPI® (Maximum Premium Indexing) Strategy Curtis Ray is passionate about bringing awareness about Secure Compound Interest. Curtis is helping hardworking people, from all walks of life, maximize retirement income through discipline, secure leverage, and how to achieve, protect, grow and accelerate its effects in your life!
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Here at MPI® we wouldn't be doing what we do if it wasn't for our clients. In this episode we share thanks and hope for the future. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don…
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We all want to leave behind a legacy, so why not generational wealth? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start your financial education today! Remember, Alwa…
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It's not a coincidence. Your retirement plan wasn't made with you in mind! Discover how the system is broken and how to fix it. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life-changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't d…
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What was previously only available to the super wealthy is now available to you! Learn how MPI® can not only be your best retirement plan but your best financial choice! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIR…
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We all want to protect and care for our families. Knowing how your MPI® account assists in that is crucial! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your …
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Managing can take up a lot of our valuable time but, what if you didn't have? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Rem…
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Planning for the worst is key to protecting our loved ones. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today! Remember, Always Be C…
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Job security is great but not always promised and MPI can help relieve some of the stress should that unfavorable situation arrive. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don…
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Penalties can be stressful and knowing what to expect can help remove some of the edge. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education …
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Paying in cash sounds exciting and emotional but seeing how it can effect your retirement plan may change your mind. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, start…
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We all love the first iPhone but we all love the latest generation more. Upgrades are great and MPI® is here to help. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, star…
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Life insurance is a great but what kind of life insurance can make all the difference. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education t…
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Is paying later the best option? Having tax-free income would be awesome and MPI® is here to help! To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial…
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Becoming your own bank sounds great but are you actually becoming your own bank? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, starting your financial education today. …
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Find out the truth about fees in this head to head comparison between the 1% Financial Advisor Fees and the Fees inside of an MPI® Secure Compound Interest Account™. To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMEN…
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Securing our children's education is great but what if you can combine securing their education with their retirement? To learn more about many other financial and retirement topics, visit https://compoundinterest.com/ and take the life changing financial study course, "COMPOUND INTEREST: THE RETIREMENT YOU DESERVE" free of charge! Don't delay, sta…
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Down Market The Down Market. Everyone fears it. It ruins lives, destroys years of saving and investing, and delays or threatens your retirement. It Impedes your freedom to what you want! Add leverage along with a down market, and all the negative impacts are amplified. MPI® is a leverage system that accelerates your growth potential, so what happen…
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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---- SOCIAL MEDIA ---- Website: https://mympi.com/ TikTok: https://www.tiktok.com/@curtisray YouTube: https://www.youtube.com/channel/UCg-e6lNhv6V1GUpyJ2XJMMA Facebook: https://www.facebook.com/IamCurtisRay Instagram: https://www.instagram.com/iamcurtisray/ Pinterest: https://www.pinterest.com/iamcurtisray/_created/ ---- CONTACT US ---- Schedule a …
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Curtis Ray founded MPI® Unlimited LLC and serves as the President and CEO. In 2014, Curtis was introduced to the world of financial planning & insurance. Through years of research, Curtis observed that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not living up to the promises and expectations people were…
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RETIREMENT INCOME Investing in traditional retirement strategies like a 401(k), IRA and Real Estate leave clients short from the future they have in mind. Our plan focuses on growing your money safely, producing up to 400% increased spendable retirement income. The Wealth Equation! A formula so perfect, it can take anyone in any situation, and guid…
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Welcome back to Ask me Anything! Todays question comes from Dana from Illinois. Is MPI® Better than a Roth IRA using the S&P500 Index Fund? Everyone has their own definition of “better” which is subjective, so lets do a side by side of the Roth IRA using index funds vs MPI® in regards to retirement income. You can see, the math doesn’t lie. A 0% Fl…
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Website: https://mympi.com Schedule A Call With An MPI® Advisor: https://calendly.com/mpi Welcome back to Ask me Anything! If you would like me to answer your question, send an email to: Curtis@MyMPI.com and once a week I will take a question and send out a video answering it. The question we choose to answer will be relevant and clearly top-of-min…
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Welcome back to Ask me Anything! Todays question comes from Becky in Tennessee. Is there an MPI® family plan or should both me and my spouse have a plan? Can I start plans for my children? MPI® Plans are individual plans. There is no life insurance family plan so when setting up MPI® plans for married couples or families, everyone should have one i…
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Welcome back to Ask me Anything! If you would like me to answer your question, send an email to: Curtis@MyMPI.com and once a week I will take a question and send out a video answering it. The question we choose to answer will be relevant and clearly top-of-mind for our MPI® family. Today is a really exciting day. We are moving offices to much large…
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Welcome back to Ask me Anything! Today’s question comes from Kari in Florida. When Can I Get Income From My MPI® Account? Can I Retire Early? One of the best features of MPI® is flexibility. MPI® has no age restrictions for retirement income or any distribution of your cash value, making it one of the only plans that provides retirement on YOUR ter…
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Is MPI® protected from lawsuits like a 401k? Similar to other retirement plans like a 401k and IRA, MPI® is one of the most legislatively protected assets you can own from lawsuits, liens, creditors, or judgements. Though state-law governs insurance, most provide legislative protection, making it difficult to sue a life insurance plan and the cash …
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Yes, MPI® provides tax-free retirement income! MPI® is based on a different section of tax-code: §7702(a) or the life insurance tax code. Most of us are familiar with the tax code 401(k) where you can defer taxes on retirement savings to a future date. Although §401(k) and the IRA offer immediate tax advantages, my research analyzing benefits of a …
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"Does MPI® Have Living Benefits?" Yes, MPI® has the feature called Living Benefits. If you were to get sick with chronic or terminal illness, you can withdraw an advance on your life insurance to pay for qualified medical expenses. Families are protected from financial devastation stemming from health scares such as cancer, heart attack, stroke, an…
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"What Are The Fees Inside of MPI®?" Tell me if this sounds familiar: MPI® is a very expensive life insurance plan!! Or “you should never combine life insurance and investments in the same plan!” It sounds familiar because we’ve all heard it countless times from influencers such as Dave Ramsey as well as most financial advisors! The reason I adamant…
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Send any of your financial questions to my email: Curtis@mympi.com Today’s question is "What is Permanent Life Insurance?" MPI® is a permanent life insurance contract, meaning it has no expiration date. Unlike term insurance, it is 100% guaranteed to pay out to your spouse, kids, or whomever you choose as a beneficiary when you pass away if the pol…
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Today’s question comes from Hattie from Arizona: "What is the Minimum Commitment to MPI® and What is The Most I Can Deposit Into MPI® Per Year? This is a common question I receive from clients. Unfortunately, there is also a lot of scarcity mindset in the world of personal finance, because people are taught to focus on the minimum instead of learni…
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Today’s question comes from Josh in California: "Can You Do An Overview of the Benefits of My MPI® Plan?" I'm Curtis Ray, Always Be Compounding™! Website: https://mympi.com/ Schedule A Call With An MPI® Specialist: https://calendly.com/mpi ---- CURTIS RAY ON SOCIAL MEDIA ---- TikTok: https://www.tiktok.com/@curtisray Facebook: http://fb.com/iamcurt…
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"What Happens To My Cash Value When I Die? Does My Cash Value Pay Back The RELOC™? This topic is one I hear often AND one that even financial professionals misunderstand – not to mention consumers that find it confusing, so I am glad to take a minute and explain how Cash Value works. In the MPI® plan, there are 3 buckets of money. Each one is both …
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Ask questions to the email: Curtis@mympi.com Watch These: Is Infinite Banking Worth It? 🤔: https://youtu.be/vGWM5b6i5xo​ What Maximum Premium Indexing Is? : https://youtu.be/eRIYXSggSiU​ What is the 4% Rule?: https://youtu.be/2_t6aG-taQM​ Are Real Estate Rentals A Good Retirement Plan? : https://youtu.be/i8a1n82sH6c​ What is Downsizing: https://you…
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What Maximum Premium Indexing Is? : https://youtu.be/eRIYXSggSiU​ I'm Curtis Ray, Always Be Compounding™! Website: https://mympi.com/ Schedule A Call With An MPI® Specialist: https://calendly.com/mpi ---- CURTIS RAY ON SOCIAL MEDIA ---- TikTok: https://www.tiktok.com/@curtisray Facebook: http://fb.com/iamcurtisray Instagram: http://instagram.com/ia…
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The Retirement Equity Line of Credit (RELOC™) is one of the most important features in a successful Retirement Plan. Without this feature, your retirement plan will most likely require you to downsize, unable to produce the full retirement income potential you desire. A RELOC™ is a collateralized line of credit from the insurance company at a contr…
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MPI®, Maximum Premium Indexing®, is the first financial plan built opposite of the mainstream philosophy. MPI® also has 3 phases, but rather than all the focus on maximum-sized nest-egg, MPI® focuses on a mechanism that produces maximum distributions, or retirement income, from the nest-egg. The first phase of MPI® is Secure Accumulation. By focusi…
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Curtis Ray founded MPI® Unlimited and serves as President and CEO. In 2014, Curtis was introduced to the world of Financial Planning and Insurance through years of research, observing that the traditional investment strategies of the 401(k), IRA, Real Estate, and Insurance were not providing the retirement people hoped for or expected. I'm Curtis R…
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What is MPI®?! This podcast explains how to eliminate market risk in investing. By focusing on security with your money. In the risk pyramid. We take position at the bottom of the pyramid where its the safest to invest. The next thing to focus after security, is GROWTH. Knowing we can never lose, but only GROW is key. And even though the GROWTH are…
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Text BOOK to 30500 to get your FREE copy of my book "The Lost Science of Compound Interest." I'm Curtis Ray, Always Be Compounding™! Website: https://mympi.com/ Schedule A Call With An MPI® Specialist: https://calendly.com/mpi ---- CURTIS RAY ON SOCIAL MEDIA ---- TikTok: https://www.tiktok.com/@curtisray Facebook: http://fb.com/iamcurtisray Instagr…
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Curtis Ray explains how Whole Life / Bank On Yourself Policies actually work. Shows all the benefits and flaws that comes with it, along with comparing to other popular financial investing options. This video will break down with real number from historical data. Whole Life | Infinite Banking - relating to or denoting a life insurance policy that p…
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In traditional leverage, you borrow money to invest to increase your NET returns. As long as the market is going up, and you are making more than what the money is costing, you have accelerated how much money you are making. This process compounds your money at a very rapid pace. Anyone who is a risk taker and wants to become rich, loves leverage! …
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SURRENDER CHARGES When discussing an MPI® Cash Value Life Insurance plan, I frequently focus on its liquidity or lack of restrictions to access your money. Unlike a 401(k) or IRA, MPI® doesn’t have an early withdraw penalty before age 59 ½, nor other limitations / requirements of those traditional plans. However, there is one caveat and that is the…
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Curtis Ray explains how Whole Life / Bank On Yourself Policies actually work. Shows all the benefits and flaws that comes with it, along with comparing to other popular financial investing options. This podcast will break down with real number from historical data. Whole Life | Infinite Banking - relating to or denoting a life insurance policy that…
  continue reading
 
I wanted to make this podcast on the comparison from a traditional investment vehicle and their fees over time like the 401k, vs an MPI® plan. As you hear the fees are fairly even in the first 5-10 years. Although after that a 401k plan skyrockets in fees. And gets out of control as time goes on. So which is better for financial planning focused on…
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