The Future of Banking Podcast is a podcast about Digital Banking, FinTech, Neobanks and most importantly: the future of banking.
…
continue reading

1
Navigating the Future of Banking with the Institute of Bankers in South Africa
Andre van der Merwe
Welcome to the podcast that dives deep into the revolutionary world of banking and finance as envisioned in Brett King's groundbreaking book, "Bank 4.0: Banking Everywhere, Never at a Bank." In this show, we explore the future of financial services through the lens of technology, innovation, and changing consumer behaviour. Join us as we unpack the key concepts of "Bank 4.0," where Brett King, a renowned thought leader and disruptor in the banking industry, outlines how the traditional banki ...
…
continue reading
The Financial Forward podcast dives deep into the world of consumer finance, banking regulation, and financial technology. Hosted by Jim McCarthy, a founding member of the CFPB and a leading expert in financial regulation and risk management, this podcast unpacks the latest trends shaping the financial industry. Each episode features insightful conversations with top industry leaders, breaking down credit card policies, fintech innovations, CFPB regulations, banking compliance, and financial ...
…
continue reading

1
Crowdfunding for Small Businesses with George Cook of Honeycomb Credit
47:18
47:18
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
47:18Send us a text 🎙 Host: Jim McCarthy 🎙 Guest: George Cook, Co-Founder & CEO of Honeycomb Credit Episode Overview In this episode of Financial Forward, we sit down with George Cook, co-founder and CEO of Honeycomb Credit, a groundbreaking crowdfunding platform that enables small businesses to access capital directly from their communities. Honeycomb …
…
continue reading

1
The Future of the CFPB: A Surprising Conversation with Banking Expert Ron Shevlin
1:00:34
1:00:34
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
1:00:34Send us a text Episode Summary: The Trump Administration wants to shut down the Consumer Financial Protection Bureau (CFPB)—a move that has divided the financial industry. Is it a necessary rollback of overreach or a dangerous erosion of consumer protections? To unpack this, Jim McCarthy sits down with Ron Shevlin, a nationally recognized expert on…
…
continue reading

1
The Future of Consumer Finance & Regulatory Risk
38:19
38:19
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
38:19Send us a text 🔹 Host: Jim McCarthy 🔹 Guest: Angela Nibbs CEO Maven PR https://www.maven-pr.com/ https://www.linkedin.com/in/angelanibbs/ JP Snow Founder/Principal Customer Catalytics https://customercatalytics.com/ https://www.linkedin.com/in/jpsnow/ Linda Straub Jones https://www.linkedin.com/in/linda-straub-jones/ Asaf Buchner https://www.linked…
…
continue reading
Send us a text Episode Title: The Speed of Risk: Bridging the Gap Between Compliance Models Podcast: Financial Forward – A McCarthy Hatch Podcast Duration: 43:33 Episode Summary: In this episode of Financial Forward, host Jim McCarthy explores the evolving dynamics of risk management in the financial sector. Drawing on his expertise as a former fou…
…
continue reading
Welcome to the “Future of Banking” - a podcast by the Institute of Bankers in South Africa where we delve into the evolving world of banking and technology. Today we are diving into Brett King’s groundbreaking book, Bank 4.0, and we start with chapter one titled "Getting Back to First Principles. " So, what exactly is first principles thinking? Bre…
…
continue reading
Chapter 2 of Bank 4.0 is titled "The Regulator's Dilemma. " Let's delve into the complexities of regulatory frameworks in our fast-paced, technology-driven landscape. As we navigate the new frontiers of banking and finance, the role of regulators has never been more critical. But here's the dilemma: traditional regulatory structures are struggling …
…
continue reading
Chapter 3 of Brett King’s book, "Bank 4.0," is titled “Embedded Banking. ” This chapter is crucial as it discusses the evolution of banking in our increasingly digital world. Now, let’s set the stage. The concept of embedded banking revolves around integrating banking services directly into the user experience of other platforms and applications. T…
…
continue reading
Chapter 4 of Bank 4.0, advises that banking should move from products and channels to experiences. In this chapter, King challenges the traditional banking model, which is built around products and channels, and advocates for a shift towards creating experiences for customers. Let’s break this down. King emphasizes that the banking experience has h…
…
continue reading
Chapter 5 from Brett King’s book, Bank 4.0, focuses on Distributed Ledger Technology, or DLT, Blockchain, and Alt-Currencies. Let’s start with the basics. What is Distributed Ledger Technology? Essentially, DLT is a digital system for recording the transaction of assets in which the transactions and their details are recorded in multiple places at …
…
continue reading
Chapter 6 of Brett King’s book, Bank 4.0, is titled "FinTech and TechFin: Friend or Foe. " In this chapter, King examines the complex relationship between traditional banks and the emerging wave of FinTech companies. Are they competitors, collaborators, or something in between? Let’s unpack this. To kick things off, let’s clarify what we mean by Fi…
…
continue reading
Chapter 7 of Brett King’s book, "Bank 4.0," focuses on the transformative role of Artificial Intelligence, or AI, in banking. As we all know, banking has traditionally been a sector that has relied heavily on human interaction for services like investment advice, mortgage lending, and customer support. However, as Brett King highlights, the rapid a…
…
continue reading
Chapter 8 of Bank 4.0 is titled "The Universal Experience. " This chapter offers profound insights into how banking is evolving in the digital age and the expectations of the post-millennial consumer. So, let's jump right in! In this chapter, King discusses how the traditional banking relationship has shifted dramatically. Once upon a time, consume…
…
continue reading
Chapter 9 of Bank 4.0 discusses survival strategies for banks in this rapidly changing environment under the heading: "Adapt or Die. " This chapter highlights the urgent need for banks to evolve amidst the rapid changes in technology and consumer behavior. In this chapter, Brett King emphasizes that disruption isn't new; history shows us that many …
…
continue reading
Chapter 10 of Bank 4.0 is all about the roadmap to the future of banking. This chapter encapsulates everything we’ve learned so far and lays out a clear vision for what’s to come. Brett starts by emphasizing that the banking landscape is changing rapidly, and if banks want to survive, they need to adapt to these changes. He reflects on the historic…
…
continue reading

1
Unpacking Dodd-Frank 1034(c): Compliance, Consumer Protection, and Data Collection
51:07
51:07
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
51:07Send us a text Episode Summary: In this episode of Financial Forward, host Jim McCarthy, chairman of McCarthy Hatch, joins forces with Brandi Reynolds, Chief Growth Officer at Bates Group, to break down Section 1034(c) of the Dodd-Frank Act. This pivotal regulation emphasizes transparency and responsiveness in consumer complaint management, a corne…
…
continue reading

1
Behind the Vault - Rebroadcast
29:49
29:49
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
29:49Send us a text Show Notes: Financial Forward – Rebroadcast of Behind the Vault Episode Title: The Future of Banking: Listening to Customers, Leveraging Data, and Ensuring Stability Episode Description: In this special rebroadcast of Behind the Vault, Jim McCarthy dives into a powerful conversation about the state of the financial industry and where…
…
continue reading

1
Bridging Financial Health and Innovation: A Conversation with Keshava Dasarathy
42:22
42:22
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
42:22Send us a text In this episode of Financial Forward, host Jim McCarthy talks with Keshava Dasarathy, Founder of Finvizia, about the consumer journey in financial services and how firms can go beyond providing products to fostering financial health. Keshava shares his extensive experience in leadership roles at Fannie Mae, Capital One, and Boston Co…
…
continue reading

1
The Future of Financial Risk Management with FSAi (Part 2)
30:51
30:51
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
30:51Send us a text In Part 2 of this special series, Jim McCarthy, Asaf Buchner, and JP continue the conversation on the transformative power of real-time data in financial regulation. They discuss how the regulatory landscape is shifting, and what this means for banks looking to stay compliant while managing risk effectively. This episode goes deeper …
…
continue reading

1
The Future of Financial Risk Management with FSAi (Part 1)
29:37
29:37
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
29:37Send us a text In this episode of Financial Forward, Jim McCarthy sits down with Asaf Buchner, CEO of McCarthy Hatch, and JP, lead strategist, to explore how financial institutions are embracing 21st-century regulatory technology. They dive into the groundbreaking FSAi model and how real-time data analysis is helping banks stay ahead of regulatory …
…
continue reading

1
The Evolution of Consumer Protection in Debt Collection with Abbas Kazerounian
35:10
35:10
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
35:10Send us a text In this episode of Financial Forward, host Jim McCarthy is joined by Abbas Kazerounian Esquire, a leading attorney in consumer protection and co-founder of Kazerouni Law Group. They discuss the challenges, stories, and recent developments in consumer finance, focusing on the impact of the Consumer Financial Protection Bureau (CFPB) o…
…
continue reading

1
A Legacy of Advocacy: Mira Marshall's Impact on Financial Regulation
41:50
41:50
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
41:50Send us a text In this episode of Financial Forward, host Jim welcomes Mira Marshall, a distinguished attorney and founding member of the Consumer Financial Protection Bureau (CFPB). Mira shares her journey from her formative years to her significant role in establishing the CFPB's Supervision Division. The discussion touches on her achievements in…
…
continue reading

1
MOCAFI’s Vision for Financial Justice: Wole Coaxum on Empowering Underbanked Communities
54:31
54:31
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
54:31Send us a text In this episode of Financial Forward, we explore the transformative efforts of Wole Coaxum, founder of Mobility Capital Finance (MOCAFI), in tackling financial exclusion among underbanked and unbanked Americans. Motivated by events like Ferguson, Missouri, Coaxum embarked on a mission to create a digital banking platform that champio…
…
continue reading

1
Financial Watchdog: A Dive into CFPB’s Complaint Mechanism [LinkedIn Live: Part 1]
25:26
25:26
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
25:26Send us a text In this comprehensive episode of Financial Forward, host Jim is joined by Camie Keilen, a senior executive with extensive compliance risk management experience, to explore the Consumer Financial Protection Bureau's (CFPB) Complaints Enterprise. The discussion traces the program's origins following the 2008 mortgage crisis, addresses …
…
continue reading

1
From Complaints to Compliance: How Data Shapes Financial Institutions & CFPB Power [LinkedIn Live Part 2]
35:26
35:26
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
35:26Send us a text In this episode of Financial Forward, hosts Camie Keilen and Jim delve into the evolution and impact of the Consumer Financial Protection Bureau's (CFPB) data-driven complaints enterprise. They discuss the transformation of regulatory practices through complaint data, the role of evolving taxonomies, and the proactive use of data to …
…
continue reading

1
Overcoming Obstacles: Jacob's Neurodivergent Employment Journey
33:05
33:05
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
33:05Send us a text In this special episode of Financial Forward, Jim McCarthy is joined by family-friend Jacob to discuss their individual experiences navigating employment and the workplace with as someone with Autism. Jim reflects on his own experiences trying to fit into a corporate world as someone with autism, and Jacob shares stories of employmen…
…
continue reading

1
Unlock the Secrets of Digital Payments: Eric Goldberg Reveals Must-Know Consumer Protections!
31:47
31:47
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
31:47Send us a text In this episode of Financial Forward, host Jim McCarthy sits down with Eric Goldberg, a renowned expert in financial regulation and author of Regulation E, Subpart B. Together, they explore the rapidly evolving landscape of digital payment platforms like Zelle, Venmo, and Cash App, examining their impact on consumer behavior, securit…
…
continue reading

1
Predatory Lending Pitfalls: Mollie's Small Business Survival Story
34:23
34:23
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
34:23Send us a text In this episode of Financial Forward, host Jim is joined by Mollie, a small business owner in the medical device certification industry. The conversation navigates Mollie's journey from her education in microbiology to the challenges she faced in the financial management of her business. Highlighting the predatory lending practices s…
…
continue reading

1
Surviving the Crypto Collapse: Logan's $20M Million Bitcoin Nightmare
28:43
28:43
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
28:43Send us a text In this episode, Jim McCarthy is joined by Logan, who found himself with over $20M million of Bitcoin locked up in the FTX bankruptcy scandal. Logan shares his journey into the world of cryptocurrency, and how his funds were improperly used by FTX leading up to the lawsuit. They explore how a lack of regulation in the digital finance…
…
continue reading

1
How Citi Bank's $400 Million Enforcement Could Impact Your Finances: A Deep Dive
20:50
20:50
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
20:50Send us a text Join us on Financial Forward as we dive into Citibank's $400 million enforcement action by the OCC. Discover what this means for consumers, Citibank's compliance journey, and the impact on financial services. Each episode of Financial Forward highlights a female-owned small business, showcasing their unique stories, challenges, and s…
…
continue reading

1
Building the Consumer Financial Protection Bureau: Jim McCarthy’s Journey from Banking and Regulation
22:14
22:14
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
22:14Send us a text In this episode, host Jim McCarthy details his extensive career in the banking industry, from his early days in a paper-based system to his impact on the digital transformation of banking and regulation. He recounts his involvement in establishing the Consumer Financial Protection Bureau (CFPB) and its role in unifying bank regulatio…
…
continue reading

1
Chevron Doctrine Overturned: How the Supreme Court Decision Impacts Your Consumer Rights
25:30
25:30
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
25:30Send us a text In this episode of 'Financial Forward Podcast,' host Jim McCarthy talks with Ashley, a public administration expert with a keen interest in financial policy. Together, they dive into the recent Supreme Court decision overturning the Chevron Doctrine and its implications for consumer protections. Ashley shares her experiences from wor…
…
continue reading

1
Leading the Charge: Victor Prince’s CFPB Journey & Leadership Insights
23:31
23:31
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
23:31Send us a text Welcome to the first episode of Financial Forward! In this episode of 'Financial Forward Podcast,' host Jim McCarthy talks with Victor Prince, an accomplished leadership author, speaker, trainer, and coach. Victor shares his experiences and insights from his time at the Consumer Financial Protection Bureau (CFPB), where he played a c…
…
continue reading

1
Is every DeFi a true possibility for developed economies?
51:35
51:35
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
51:35Daniel Fogg is the Chief Executive Officer, and former Chief Operating Officer, at IOV Labs. Through his dedication to disruptive technological innovations that make the world a better place, Daniel has gained a wealth of experience whilst building deep tech companies across the globe in a variety of sectors, including energy, defence, internet acc…
…
continue reading

1
Deal or no deal? Time to address how the state of funding has changed the lives of Fintech founders.
58:54
58:54
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
58:54It’s time to address how the state of funding has changed the lives of Fintech founders. We know the money is still there, but what is the real deal when it comes to finding the right funding at the right price? We talk to 3 fintech founders to address the impact of a changed VC landscape and how they’re approaching growth capital. Laura Pomfret - …
…
continue reading

1
Data in Financial Services: Are we really “open” to the opportunity?
45:46
45:46
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
45:46With Consumer Duty around the corner and the use cases around Open Banking totting up, we speak to two very different experts about the protection and deployment of data in Fintech.Future of Banking
…
continue reading

1
Fireside chat with Danny Brewster from TwentyOne
45:18
45:18
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
45:18Group CEO of AAO Holdings, Danny Brewster, recently launched his financial services start-up TwentyOne, providing fellow entrepreneurs with current accounts, making the management of finances as effortless as possible and empowering businesses to focus on what matters most – growing their business. TwentyOne is progressive, convenient, and most imp…
…
continue reading

1
1-on-1 with Lissele Pratt from Capitalixe
49:20
49:20
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
49:20Introducing Lissele Pratt, the dynamic Co-Founder of Capitalixe, a visionary leader who is transforming the financial technology landscape on a global scale. With over 8 years of industry experience, Lissele is a driving force behind helping international companies access cutting-edge financial technology, payments, and banking services worldwide. …
…
continue reading

1
Purpose driven FinTech with Oli Cook from ekko
42:25
42:25
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
42:25Future of Banking
…
continue reading
- Tamas Kadar: Founder and CEO of SEON - Adrian Mizzi: CTO at Weavr - Adam Sadler: Chief Revenue Officer at IntergiroFuture of Banking
…
continue reading

1
SIBOS special - Part 3 - James Bryce-Lind - UK Banking Sales Lead, Minna Technologies
13:10
13:10
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
13:10SIBOS special - Part 3 - James Bryce-Lind - UK Banking Sales Lead, Minna TechnologiesFuture of Banking
…
continue reading

1
SIBOS special - Part 4 - Nick Reid - Sales Director, BankiFi
12:45
12:45
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
12:45SIBOS special - Part 4 - Nick Reid - Sales Director, BankiFiFuture of Banking
…
continue reading

1
SIBOS special - Part 6 - Professor Markos Zachariadis
13:01
13:01
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
13:01SIBOS special - Part 6 - Professor & Chair in Financial Technology at Alliance Manchester Business SchoolFuture of Banking
…
continue reading

1
SIBOS special - Part 5 - Eddie Robb - Commercial Director, Zumo Enterprise
14:26
14:26
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
14:26SIBOS special - Part 5 - Eddie Robb - Commercial Director, Zumo InterpriseFuture of Banking
…
continue reading
SIBOS special - Part 1 - Raf de Kimpe - CEO of Fintech Week LondonFuture of Banking
…
continue reading

1
SIBOS special - Part 2 - Khaled Moharem - President, MENA, WadzPay
19:48
19:48
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
19:48SIBOS special - Part 2 - Khaled Moharem - President, MENA, WadzPayFuture of Banking
…
continue reading

1
Fireside chat with Hugh Shannon from OakNorth
36:17
36:17
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
36:17In this episode, Kimberley speaks with Hugh Shannon. Hugh is Head of Sales and Customer Success at OakNorth.Future of Banking
…
continue reading

1
Fireside chat with Jasper Ehrhardt from Currencycloud
34:01
34:01
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
34:01Jasper Ehrhardt has over 15 years experience across different parts of the payments ecosystem, leading companies in their international expansion. He has worked for leading fintechs such as PayPal, Worldpay, Currencycloud and Visa as well as innovation leaders in crowdlending, mobile payments and issuing. He has regularly spoken about key trends in…
…
continue reading

1
Payments: Playing it forward – what do we need now?
55:51
55:51
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
55:51Lena Hackeloer, CEO and Founder @ Brite Payments Sadra Hosseini, CEO and Co-founder @ Ryft Pete Casson, CTO and Co-founder @ CollctivFuture of Banking
…
continue reading

1
What SMEs really want from Banking and Fintech
51:20
51:20
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
51:20Today's guests: Ron Benegbi – CEO and Founder @ Uplinq Derek Stewart, CEO and Founder @ PAYSME Jeff Keltner, SVP @ UpstartFuture of Banking
…
continue reading

1
Looking back at 2 seasons of FOB Podcast
21:44
21:44
Прослушать позже
Прослушать позже
Списки
Нравится
Нравится
21:44Kimberley and Rene discuss the past and the future of the podcast.Future of Banking
…
continue reading