Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
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A Sideways Life: The honest guide to living & working abroad
A Sideways Life: The honest guide to living & working abroad
Meet your hosts, Al & Leanne Elliott, a husband and wife team who’ve been travelling full time since 2017. After visiting 43 different countries and 159 towns and cities, it’s safe to say they’ve heard plenty of juicy stories of people who live life on their terms (we call it ’Living sideways’). QUICK NOTE: This podcast was formerly called ’Thravellers’ but the pandemic taught us that travel is not the only way to live life differently - hence the name change! So join us for weekly episodes ...
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116: Don’t go <here> go <there> instead
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46:39Welcome to A Sideways Life, where we uncover the hidden gems of the world, far away from the usual tourist hotspots! Hey, Sideways Lifers! In today's episode, we're taking a detour from the usual travel guide. Forget Paris, New York, and Bali - we're diving into destinations that are equally enchanting but way less crowded. We're talking about plac…
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113: Sicily to Sarajevo:Our Unplanned Love Affair with the Balkans
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31:34Hey there, listeners! We're back with "A Sideways Life" after a good nine-month break. Thanks for hanging in there with us – we've missed you all! In our latest chat, we get real about the ups and downs of our nomadic life. Turns out, even we can get a bit tired of moving around all the time. We spill the beans on our recent Italian escapade, where…
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Wanna be a guest host? We want you!
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14:55OK - let's address the elephant in the room. We haven't posted an episode for about six weeks now and we're really really sorry. The thing is we've got a new podcast it's really taken off and we just don't seem to have the time to do this one. Which is why we're looking for anyone who is interested in guest hosting this podcast for the next few wee…
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112: How to pay 5% income tax as a resident in Italy (with Jennifer Sontag, the Italian Visa expert)
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43:09What an episode! You clearly want to live abroad (or why are you here?!), but one of the biggest questions we get is, 'Where is the best place to live?' Our fantastic guest today is Jennifer Sontag, founder of Italian Citizenship Concierge, who says it's Italy! Join us as we talk about: What visa do you need? Can you get a job in Italy? What's the …
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111: Day 25 of Podmas - Our Xmas day, our neighbour Marina and a Christmas message
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13:43Welcome to day 25 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... We did it! 25 straight days of podcasting, and we're knackered. Tune in tomorrow for Day... wait! We're done. So don't bother!A Sideways Life: The honest guide to living & working abroad
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110: Day 24 of Podmas and we talk gravy!
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12:24Welcome to day 24 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... On today's episode, we just chat about what it's like to spend Christmas away from home, why gravy is an essential part of the Christmas dinner and how to construct the easiest Christmas Cocktail e…
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109: Day 23 of Podmas, from INDONESIA! Yes, half way around the world...
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19:57Welcome to day 23 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... On today's episode, we hear from the coolest couple from Canada ever. Catherine and Tommy Milburn run Tiki Grove, the coolest bar on the tropical island of Gili Trawangan, in Indonesian. They might…
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108: Day 22 - James, from Day 21, continues spitting knowledge
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26:44Welcome to day 22 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... On today's episode, James continues to discuss the biggest mistakes people make when they travel around Europe. From language barriers to cultural faux pas, and from bringing too much luggage to pa…
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107: Day 21 - We hear from James, a seasoned traveller currently in Croatia...
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26:13Welcome to day 21 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... On today's episode, James discusses the biggest mistakes people make when they travel around Europe. From language barriers to cultural faux pas, and from bringing too much luggage to packing the w…
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106: day 20 - An extended interview with Leanne, your co-host
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50:47Welcome to day 20 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... After the success of our 100th episode where our other podcast took over A Sideways Life, we're doing it again! So today you get to hear our other (more serious) podcast and we ease you in gently w…
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105: Day 19 of Podmas... The problems we leave at home
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15:09Welcome to day 19 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... Today we talk about the problems we leave at home when we live and work abroad. Our guest is Kath (from our friends Kath & Dave) who explain that it's not quite as simple as getting in your car and…
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104: Day 18 of Podmas- Gifts to buy loved ones who live & work abroad
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17:40Welcome to day 18 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... Today we talk about what to buy someone who lives and works abroad. I don't think anyone ever reads these show notes. If you're reading this, send us a message on Instagram (@asidewayslife) and say…
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103: Day 17 of Podmas with Fani from Hungary
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15:36Welcome to day 16 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... Today we listen to a voice note from Fani, the other half of Andrew (from Day 16). Today we cover: Offsetting Carbon for Podcasters The FOMO of a Christmas away Electrical Adapter hell The Catholic…
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102: Day 16 of Podmas with Andrew from Carbon Poditive (and also our great friend)
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17:09Welcome to day 16 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... Today we listen to a voice note from the amazing Andrew from Carbon Poditive (offset the carbon from your Podcast with him). Today we cover: A man dressing up as a plant and jumping out at people A…
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101: Day 15 of Podmas with Gal from Smoozitive
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16:19Welcome to day 15 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... Today we listen to a voice note from the lovely Gal from @smoozitive who injects some much-needed positivity into our episode (poor Lea has a cold and is grumpy AF). Today we cover: Why Leanne want…
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100: Day 14 - ”That’s enough about you, let’s talk about me...”
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1:19:06Welcome to day 14 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... It's the 100th episode and our other podcast is taking over A Sideways Life! So today you get to hear our other (more serious) podcast and we ease you in gently with an interview on Al's background…
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99: Day 13 - We hadn’t realised that a podcast was going to mean so much...
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12:10Welcome to day 13 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about why starting a podcast can have such an impact when you live and work abroad. We also …
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98: Day 12 - How to find friends when you travel...
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17:57Welcome to day 12 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about finding friends when you live and work abroad. As ever, it's a heady mix of idiocy, ob…
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97: Day 11 - What your friends say about you when you travel...
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29:09Welcome to day 11 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we have a guest segment from Austin & Monica who talk about what your friends and family say to you …
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Welcome to day 10 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Nothing to say really. Just watched England crash out from the World Cup in heartbreaking style. We're now…
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95: Day 09 - We watched Croatia vs Brazil LIVE in a bar in Croatia (Split)
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20:31Welcome to day 9 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. We reflect on an afternoon of watching the quarter-final Croatia vs Brazil and realise that we love sportin…
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94: Day 08: Travel tips with Julianne (and we have a new Podcast Crush...)
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15:48Welcome to day 8 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we hear from Julianne Bosch, a previous guest from episode 76. You can find out more about Julianne o…
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Welcome to day 7 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Leanne isn't well today, so I'm just stopping by for a few minutes to let you know we're still thinking abo…
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92: Day 06: The sad truth about friends when you travel...
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22:10Welcome to day 6 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about old friends and what happens to them when you travel. We hear from two of our "best fri…
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91: Day 5 of Podmas. It’s a feckin’ car crash...
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23:58Welcome to day 5 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about Christmas Tipples... i.e. what do you like to drink around Christmas. Also, Al gets kne…
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90: Day 4 of 25 of Podmas... Digital Nomads & Dogs - everything you need to know
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21:13Welcome to day 4 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about being a Digital Nomad with a Dog. We give you all the tips we've learnt about living an…
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89: Day 3 of 25 of Podmas... How do you celebrate Xmas when you’re away..?
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20:10Welcome to day 3 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we talk about how to make Christmas great, if you're away from your home country. We're not quite as …
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88: Day 2 of 25 of Podmas... Why smiling is the universal language
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23:05Welcome to day 2 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. Today we hear from Melissa Paul, the very first Digital Nomad in Croatia. She tells us what she wished she …
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88: Day 1 of 25 of Podmas... you lucky people
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19:20Welcome to day 1 of Podmas!! (25 days of podcasts in December). We’re going to bring you an episode a day in December right through to Christmas Day... The first few episodes are themed around, 'Things We Wish We Knew Before We Moved Abroad'. NOTE: I messed up the recording of Leanne on this episode, so she doesn't sound as lovely as she does in re…
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87: First time traveller? Meet Luke Morris, who’s just completed his first 6 week stint in Europe!
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41:16If you want to travel, and up until now, have had doubts, then this is the episode for you. Meet Luke Morris, a 24-year-old from North Wales who set out in the Summer of 2022 on his very first travel adventure. Listen as Luke tells stories about: Travelling via train (and why you should always screenshot your ticket) Why he refused to stay in hoste…
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86: The secret to earning money whilst working & living abroad... (with Cepee Tabibian from She Hit Refresh)
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40:53What an episode! You clearly want to live abroad (or why are you here?!), but the biggest question we get is, 'How do I make money whilst living abroad?' Our fantastic guest today is Cepee Tabibian, the co-founder of She Hit Refresh, who talks about: What visa might you need? What are the top skills you need to work remotely? Which companies are ac…
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85:The Croatian Digital Nomad Visa - Everything we know for 2022-2023
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28:41Fancy living in Croatia... and paying zero tax? Course you do! Today we talk about one of the most popular Digital Nomad visa right now, and we are joined by an expert guest who organises visas like this for people just like you. We cover: Who is eligible? Can YOU get a visa? Tax - is it really 0%? Paperwork - how do you manage this? The restrictio…
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83: WTF is Flag Theory (and how can it save you LOTS of money)..?
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40:56Paying tax as a nomad/ex-pat..? Some of the most often asked questions we get are around tax and travelling. Today we have one of the world's experts on money talking about: Flag theory - what it is, how it works and how it can help you save huge amounts on tax Travelling full-time vs nomad - which is better? Paying tax as a nomad - how do we manag…
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82: How to be ’lucky’ as a digital nomad (Spoiler: We’re not!)
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29:00You what really gets on our collective t*ts? When people say, 'You're so lucky to have this life!". FFS... In this honest episode, we talk about all the ways we've been UNLUCKY, but how almost every single one of them turned out to be lucky in the long run. So if you're considering this life, or you're balls-deep in this life, and you are worried a…
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81: 76 things that might catch you out in Spain (Part 2 of 2)
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44:23New listeners Tom & Mai got in touch and asked us an important question: What are the cultural norms, things to avoid, and things that surprised you when living in Spain? So over the last 2 episodes, we talk about everything that caught us out in Spain, from culture to food & drink, to travel and finally weather & language. Other episodes mentioned…
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80: 76 things that might catch you out in Spain (Part 1 of 2)
33:50
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33:50New listeners Tom & Mai got in touch and asked us an important question: What are the cultural norms, things to avoid, and things that surprised you when living in Spain? So over the next 2 episodes, we talk about everything that caught us out in Spain, from culture to food & drink, to travel and finally weather & language. Look out for part 2 comi…
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79: Everything we know about the Spanish Digital Nomad Visa so far
37:38
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37:38If you've ever wanted to live and work in Spain before, then you'll know it's tough if you're non-EU. However, Spain seems to be following in the footsteps of Portugal, Greece & Croatia and introducing a Digital Nomad visa to allow anyone who is a 'third country' native to live & work in Spain. In typical Spanish style, the launch date is 'mañana',…
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78: Should you STORE your stuff or not...?
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30:42As you may have seen on Instagram, this week we unpacked our storage unit after 5 years, and out of 30+ boxes and loads of furniture... we kept one small box. So, join us as we set the scene and then explain how we felt unpacking all of our sh*t. NOTE: This is following our new format of podcast episodes that are either about: WHY you want to live …
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77: 13 ways the Spanish will KNOW you’re a tourist
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42:44Want to live like a local in Spain? We've spent almost 6 years living in Spain, and today we identify 13 things that tourists do, that the Spanish would never! As ever, we focus mainly on bars and restaurants, and we'll show you the 13 things we've learnt that will instantly identify you as a tourist in Spain. Hope you enjoy this one! NOTE: This is…
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76: Meet Julianne, an ex-pat mother who has written a book
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46:29In this episode, we meet Julianne Bosch (pronounced 'Bosk') who has travelled the world as a wife (to a fancy jet-setting, Spanish-speaking businessman) and mother (to 3 cool kids who speak loads of languages). Regular listeners will know that we don't have (nor do we want!) kids, so we always jump at the chance of sharing travel stories from peopl…
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75: 7 lessons from going back to our home country
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34:41We've had a short break, as we both went back to the UK for 3 weeks. We hadn't seen some of our friends or family for 2 and half years, so although it was brilliant, we did learn 7 important lessons. I think it underlined WHY we still want to live and work abroad. Enjoy! NOTE: This is following our new format of podcast episodes that are either abo…
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74: Living & working abroad in Split, Croatia - Everything we know so far
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34:12In this episode, we talk about our last 7 weeks where we've been living and working in Split, Croatia. We talk about the areas we liked (and those we didn't), the general cost of things (including rent), and Lea brings back the Factoids segment with some facts about Split. NOTE: This is following our new format of podcast episodes that are either a…
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73: Living abroad as a couple (without stabbing them in their sleep)
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34:15In this episode, we reflect on how we've lived & worked together as a couple for almost 10 years, without having (too many) arguments. We outline the 7 principles and hacks that ensure we stay sane and happy. NOTE: This is following our new format of podcast episodes that are either about: WHY you want to live & work abroad (last week) HOW to live …
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72: The mindset you need to live & work abroad
36:46
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36:46In this episode we talk to the amazing Mayaan & Gal from Smoozitive who specialise in helping people take that first scary step from comfortable home-life to a strange, exciting and brand new world as a Nomad or Ex-pat. Join as we talk about belonging, making friends, reverse ex-patting (where you go back to your home country) and the 'Fire Game' (…
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71: Why you needs ’boots on the ground’ before committing to a rental property
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37:11We've recently fucked up a bit. We normally do quite a bit of research on the area we're going to live before committing to a longer (3 weeks or more) rental, but this time we did not, and it's bitten us in the arse (quite literally for our poor dog peanut who was attacked this week by another neighbourhood dog). So, in this episode, we give you th…
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70: A roadmap to live & work abroad
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42:35In this episode, we reveal our brand new roadmap for anyone wanting to live and work abroad. In addition, we actually go through the 9 questions ourselves. You see, last week we left our lovely house in Istria, and are spending the final 5 weeks of our visa in Split (Croatia), before heading off to test Portugal as a potential place to live. So you…
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69: WTF? We ran away from home (and this is what we learnt...)
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40:07You might have noticed that we've been missing for 3 weeks... That's 'cos we went away for 4 days and ended up staying away for almost 4 weeks. In this episode, we look at why we ran away, what we learnt and how this could be useful if you're considering living and working abroad. --- Get in touch on Instagram (@asidewayslife) or email asidewayslif…
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Welcome to the shitshow. Listen as we try (and fail) to record an episode on the road, using nothing more than Al’s iPhone and Leanne ‘singing’ our theme tune. Yep, it’s exactly as you’re imagining.A Sideways Life: The honest guide to living & working abroad
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67: (Part 3 of 3) Want to live & work abroad in 2022? Today we look at WHERE to live...
46:07
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46:07This episode is the final part of the 3 questions you MUST ask before living & working abroad. The three questions are: Episode 65: Why do you want to live and work abroad? (Released 2 weeks ago) Episode 66: How do you live and work abroad? (Released last week) Episode 67: Where in the world can you work and live abroad? (This one!) HINT: If you’ve…
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66: (Part 2 of 3) Want to live & work abroad in 2022? Today we look at how to make it happen...
54:18
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54:18This episode is part 2 of 3 of the 3 questions you MUST ask before living & working abroad. The three questions are: Episode 65: Why do you want to live and work abroad? (Released last week) Episode 66: How do you live and work abroad? (This episode) Episode 67: Where in the world can you work and live abroad? (Coming next week) HINT: If you’ve not…
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