I explain what we mean by fucks, we talk about the fuck called love, responsibility, ownership and generally the approach one should take when shit hits the fan. Coz It most definitely will.

This episode is motored by the 50-30-20 rule which we have changed to 40-30-20-10 rule. 😃 We are not going for perfection but more of a concept grasping understanding of your finances to a better future.

This episode is an open discussion on what mistakes we do and tweaks that you could implement in our budget to live a comfortable life and save for the future and make something for yourself. Full disclosure- there is some sheng involved... #harshtruth

Everyone will have an opinion of you. What matters is what you think of yourself. What’s your opinion? Is it cool by you or your higher power? So what now?