How The Experts Are Handling Appraisal Gap Issues Kevin Smith Real Estate podcast

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How the Experts Are Handling Appraisal Gap Issues

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Dave Marzinke from Movement Mortgage is back again to address another important topic.

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Dave Marzinke is back with us again to talk a little bit about appraisal gaps, the issues buyers are running into, and how we’re working together to solve problems.
If an appraisal comes in low, the important thing to know is that you have options. For example, if you’re putting at least 10% down, we can readjust the loan-to-value based on the new appraisal and not have to bring additional cash to close. It does include PMI in some cases, but in others, it doesn’t. It’s a great strategy to help you overcome a renegotiation in this competitive market, but it’s not the only one. There are multiple different options to address an appraisal gap depending on your situation.
Dave is seeing very few low appraisals. According to him, under 20% of the total appraisals coming in are coming in low.

"There are multiple ways to address an appraisal gap based on your situation."

If you have any appraisal or mortgage-related questions for Dave, give him a call at (949) 449-2477.
If you have any other questions for me, don’t hesitate to reach out via phone or email. I look forward to hearing from you soon.

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