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Life Insurance for Diabetics
Manage episode 315064115 series 3171065
Контент предоставлен Randon Morris. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Randon Morris или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
According to Randon Morris, getting life insurance if you have Type 1 or Type 2 diabetes is possible but you might have limited coverage options. If you are responding very well to treatment and keeping your diabetes under control, you are likely to get affordable life insurance. The level and type of your diabetes will determine the kind of insurance policy you will get.
Many insurance companies provide affordable life insurance coverage for diabetic people with different income levels and ages. Some people may be wondering why life insurance companies are careful about diabetic patients. Being diabetic puts you at risk of developing some health problems later on. So life insurance companies try protecting themselves by increasing insurance rates and setting policies that are difficult for diabetics.
Life Insurance policy options for diabetics according to Randon Morris are:
Permanent Life Insurance
Permanent life options like whole or universal life insurance are available for diabetics. It provides lifelong coverage and gives your policy a cash value as part of your premium is invested every month. But they are more expensive compared to non-diabetics and term life insurance, says Randon Morris.
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