))
The importance of the Emergency Fund (rainy day savings)
Manage episode 440197029 series 3600730
Контент предоставлен Nicolette Mashile. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Nicolette Mashile или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
This weeks book is: The millionaire next door. A reminder that its the ordinary folk who are your millionaires. They look ordinary but they have figured out that wealth comes from smart investing
According to the studies done by Stanley and Danko. Most millionaires are older men who tend to be self-employed, running a business that is blue-collar and boring. (Over 80% of millionaires in America are first-generation rich.) They make a somewhat higher income than average, but the main reason they are wealthy is because of their lifestyle of self-discipline. They save a large portion (15% or more) of their income so they can invest it. Most other people, whether high or low income, simply consume all their income with extra spending. One of the most important messages in this book is that a high income is not enough. Often well-educated professionals make a high income, but they spend it all to maintain a lifestyle that appears high-status.
22 эпизодов
Поделиться
