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We're trying something different this week: a full post-show breakdown of every episode in the latest season of Black Mirror! Ari Romero is joined by Tudum's Black Mirror expert, Keisha Hatchett, to give you all the nuance, the insider commentary, and the details you might have missed in this incredible new season. Plus commentary from creator & showrunner Charlie Brooker! SPOILER ALERT: We're talking about the new season in detail and revealing key plot points. If you haven't watched yet, and you don't want to know what happens, turn back now! You can watch all seven seasons of Black Mirror now in your personalized virtual theater . Follow Netflix Podcasts and read more about Black Mirror on Tudum.com .…
Finding Opportunity, Using Tikkun Olam - Advisor Podcast
Manage episode 243586064 series 2154733
Контент предоставлен CIBC Private Wealth - Matt Mammola and CIBC Private Wealth. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией CIBC Private Wealth - Matt Mammola and CIBC Private Wealth или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
Dr. Marcy Borofsky emphasizes giving back to the world, discussing the concept of 'tikkun olam'
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45 эпизодов
Manage episode 243586064 series 2154733
Контент предоставлен CIBC Private Wealth - Matt Mammola and CIBC Private Wealth. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией CIBC Private Wealth - Matt Mammola and CIBC Private Wealth или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
Dr. Marcy Borofsky emphasizes giving back to the world, discussing the concept of 'tikkun olam'
…
continue reading
45 эпизодов
Все серии
×CIBC Private Wealth senior healthcare analysts provide deeper insight into the most notable themes within healthcare innovation.
In our inflation series primer released in February, we answered client questions surrounding the biggest inflation surge in a generation. The inflation story has since been further exacerbated with the recent invasion of Ukraine , sending humanitarian, geopolitical and macroeconomic shockwaves throughout the globe. As we continue to see volatility in the commodity markets, our experts focus on the energy outlook as a key driver for both growth and inflation.…
There’s been a lot of talk lately about the potential tax changes coming out of Washington—specifically the For The 99.5% Act, the STEP Act, and President Biden’s tax proposals. What could this mean for you?
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CIBC Private Wealth US

Read more in the Q&A article with Tim Daly . COVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, worship, receive healthcare and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of COVID-19. CIBC is committed to providing the perspectives and insights of top thinkers in various fields on what the legacy of COVID-19 could be. In previous installments, we presented views on biotechnology and vaccines, work and careers, artificial intelligence in healthcare during the time of COVID-19, and a CEO’s view on managing healthcare during a pandemic. In this installment, we talk with Tim Daly, CEO of EdNavigator, on the state of education during COVID-19 and how this pandemic is altering learning, children and families. We first talked with Tim Daly in late July 2020. Four months later, the situation with schools, and the pandemic overall, changed so much that we revisited the topic to bring it up to date. In late July, the U.S. had reported 4.54 million cases and 154,120 deaths from COVID-19, and schools were talking about reopening. In late November, the U.S. reported 13.6 million cases and 269,000 deaths,* and schools opened and closed, reopened, or never opened.…
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CIBC Private Wealth US

1 Legacy of COVID-19: Lessons learned for the next pandemic – Q&A with Kevin Tabb, MD, President and CEO of Beth Israel Lahey Health 24:10
COVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, worship, receive healthcare, and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of COVID-19. CIBC Private Wealth is committed to bringing to you the perspective and insight of top thinkers in various fields on what the legacy of COVID-19 could be. In previous installments, we presented views on biotech and vaccines, work and careers, and artificial intelligence in healthcare during the time of COVID-19 ( available on our website ). In this installment, we talk with Kevin Tabb, MD, the president and CEO of Beth Israel Lahey Health , a healthcare system across Eastern Massachusetts comprised of 13 hospitals, including four academic and teaching hospitals affiliated with Harvard Medical School and Tufts University School of Medicine, and more than 4,000 physicians and 35,000 employees.…
Patricia Bannan is a managing director and Head of Equities for CIBC Private Wealth Management. In this role, she oversees the firm’s proprietary equity strategies. Lance Marr is a senior investment analyst providing research and analytical support for the CIBC Energy Infrastructure strategy and serves as team lead on the firm’s Clean Energy strategy. The energy sector arguably has the most at stake with a change in the political landscape. As we weigh the scenarios, the status quo appears likely in the event of a Trump win, with a benign regulatory environment, federal support for new energy infrastructure projects and no deals with Iran or Venezuela to bring more oil production on the market. While broadly positive, countering this are expectations for limited production growth as investors demand capital discipline in this low-price environment and state and local governments resisting advancement of new infrastructure projects. When we consider the scenario for the energy sector under a Biden victory, the main focus will be on incentivizing clean energy. The most notable proposal is a $2 trillion climate plan that includes spending on infrastructure and incentives that would serve to accelerate the transition to clean energy. In a Democratic sweep, no doubt the odds of this plan coming to fruition increase. Obvious beneficiaries are companies exposed to renewable and clean energy at the expense of traditional energy companies. With that said, we don’t expect an outright assault on traditional energy companies. Instead, increased regulation on many facets of exploration and production are more likely than something more onerous, like a fracking ban. The result would be less restrictive on production, but with higher costs associated with that production. Furthermore, we may see restrictions on new permits in federally controlled areas, which could shift production to private lands. Other areas of action would be a scrutiny of energy infrastructure projects under a Biden administration. A Biden team would likely also work to ease sanctions with Iran, allowing more oil on the market.…
Patricia Bannan is a managing director and Head of Equities for CIBC Private Wealth Management. In this role, she oversees the firm’s proprietary equity strategies. Brant Houston is a managing director and co-manager of the Disciplined Equity and Income Opportunities Strategies. In respect to financial stocks, the most significant issues related to the election are regulations, tax rates, interest rates and spending/deficits. Under a Trump administration, regulations should continue to ease; under a Biden administration, it would be reasonable to expect additional scrutiny. In either case, the moves would likely be moderate. Tax rates under the current administration are not likely to move dramatically. Banks were a major beneficiary of the Trump tax cuts in 2018, given their domestic focus. Any move to reverse these cuts by a Biden administration would hurt the banks. Also, increases in taxes on long-term capital gains and/or dividend income could impact how and where money is invested. Bringing long-term capital gain taxes to the short-term level may disincentivize long-term investing, raising trading volumes and volatility. Increased government spending under a Democrat administration on healthcare, infrastructure and climate could be a double-edged sword. On one hand, higher deficits may mean higher interest rates that could make stocks less attractive overall, but help banks’ earnings through higher net interest margin. But it is also important to note that deficits are not exclusively a Democrat issue, as we have seen the deficit balloon under the current administration. Any initiative to provide affordable care to the masses could have an economic benefit if it leads to a stronger financial position for individuals. If consumer credit improves, this would be a net positive for banks. And in terms of infrastructure spending, there could be a significant improvement in the employment situation.…
Find more of our latest financial insights & resources at wealth.us.cibc.com
Find more of our latest financial insights & resources at wealth.us.cibc.com
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CIBC Private Wealth US

1 Legacy of COVID-19: AI and Healthcare - Q&A with Daniel Lubin, Founder and CEO, Entry Point Capital 14:20
COVID-19 has upended just about everything, and we’re still working through it—how we work, shop, socialize, learn, get healthcare, worship, and care for others. It has laid bare both strengths and weakness in our institutions, processes and systems. The pandemic has altered life for every age group in almost every way. The coronavirus, after all, is not interested in career dreams, childcare situations or travel plans; it is only interested in host cells. Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of COVID-19. CIBC is committed to bringing to you the perspective and insight of top thinkers in various fields on what the legacy of COVID-19 could be. In previous installments, we presented views on biotech and vaccines and on work and careers during the time of COVID-19 (available on our website). In this installment, we discuss artificial intelligence in healthcare with the founder and CEO of an investment management firm that invests in leading-edge health and life sciences companies that are disrupting the healthcare ecosystem. In the future, we’ll present interviews with experts in healthcare management, education, and public health law. Daniel Lubin received a Bachelor of Science in foreign service from the Georgetown University School of Foreign Service, and a Master of Business Administration with honors from Harvard Business School.…
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CIBC Private Wealth US

1 Legacy of COVID-19 series: Work and Careers - Q&A with Deepali Vyas, Senior Client Partner and Global Co-Head of Fintech, Global Financial Markets practice of Korn Ferry 17:13
Key innovations that emerged during this pandemic will outlive it. Others are yet to reveal themselves but will surely be part of the legacy of COVID-19. CIBC Private Wealth is committed to bringing to you the perspective and insight of top thinkers in various fields on what the legacy of COVID-19 could be. In this installment, Deepali Vyas provides her insights on the latest advances with hiring and onboarding being done remotely, how COVID-19 is changing the career outlook of the youngest of the workforce, and why leadership matters more than ever now. The article also discusses how CIBC Private Wealth is adapting during this pandemic.…
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CIBC Private Wealth US

Buying a house in another country can be a complicated process with many additional considerations and moving parts that can be difficult to navigate. It is not uncommon for wealth advisors to assist clients with real estate purchases—whether it is to invest in commercial real estate or purchase a second home. More rare, however, is when a client calls and needs help purchasing and closing on a house in another country, prior to undertaking a two-year renovation—all in local currency. When buying international real estate, there are additional layers of complexity. But that didn’t deter CIBC Private Wealth from rising to the challenge. Instead, Vanesa Ringdahl, senior private banker, and I joined forces with Todd Liska, executive director of CIBC’s Foreign Exchange Group, and Keith Rofrano, head of the firm’s Mid-Market Solutions Group, to provide truly seamless and comprehensive service to help this client buy a new house in London and plan for a multi-year renovation. The Foreign Exchange team is a part of the company’s U.S. Capital Markets Group. They offer products and services that range from basic foreign exchange to customized hedging and risk management strategies. The team also provides 24-hour liquidity in 30 countries and select emerging market currencies, in addition to a full suite of products that includes spots, forwards, non-deliverable forwards, options and structured solutions. Such highly complex and technical products and services can be overwhelming for a lot of wealth management clients. But as CIBC is committed to providing integrated and holistic wealth management solutions that can address all of a client’s needs, perhaps a simpler illustration of one of the ways that the Foreign Exchange Team can serve clients is best summed up by a client’s simple request: “Please help me buy a house in London.” Art Graper is a senior relationship manager with more than 20 years of experience working with high net worth individuals. He specializes in advising clients in the development, execution and monitoring of comprehensive wealth management strategies.…
In this interview hosted by Head of Equities Patricia Bannan, CFA, healthcare analysts Fred Weiss, CFA, and Mac Price, CFA, discuss the rapidly evolving landscape around the creation of a coronavirus vaccine. With 135 vaccine candidates in trials, including 15 already in human clinical trials, and the U.S. government’s Operation Warp Speed program helping to fast-track the vaccine development, manufacturing and distribution, experts have expressed optimism about a timeline for release in 2021. What do our analysts believe are the implications for investors?…
For more, read the Big Tech Benchmark Concentration commentary Find additional Coronavirus financial insights & resources.
Do you have substantial assets that you want to pass on to beneficiaries now? Would you like to avoid erosion of your estate from recurring taxes every time assets are passed from one generation to the next? As the world economy trudges through the uncertainty of the COVID-19 pandemic, many investment and financial plans are on hold. However, these challenging times may present an opportunity to focus on how best to preserve wealth for the benefit of future generations. With asset values depressed, as many now are, gifts can be an effective way to transfer wealth and even create a lasting financial legacy. While there are many ways to structure gifts, two common approaches are outright gifts and gifts to dynasty trusts. Read more about Proactive Planning During a Time of Uncertainty and Volatility: https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility…
The economic strain of COVID-19 has had an immediate impact on state and local government finances. While fiscal and monetary policy has been introduced to lessen the blow, investors may be left questioning what this means for municipal bonds as an investment.
This is the fifth in a six-part series that focuses on proactive planning strategies in a volatile market. Do you have loved ones you want to help, but aren’t ready to give away significant assets yet? Would you like to take advantage of the low interest rate environment and transfer wealth in a cost-effective way with minimal transfer tax consequences? It is important, perhaps now more than ever, to continue to look for wealth planning opportunities and not lose sight of the things that matter most in life—which for many, begins with loved ones. For those who are looking to engage in wealth planning while helping a loved one who may be less financially secure, one strategy that may help accomplish both goals is an intra-family loan. Read more about Proactive Planning During a Time of Uncertainty and Volatility…
In recent weeks, we’ve experienced the beginning of a deep recession due to the public health policy put in place to combat COVID-19. While we can’t say that the worst of the virus’ toll is behind us, CIBC Private Wealth Chief Investment Officer Dave Donabedian, CFA, contemplates what the economic reopening process—and ultimately, a recovery—might look like.…
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CIBC Private Wealth US

Despite the current uncertainty and continuing impact of the COVID-19 pandemic, there still may be opportunities for wealth planning. The current unfortunate circumstances have created a prime environment for certain wealth transfer strategies – such as sales to grantor trusts – which can help position individuals with transfer tax concerns to take advantage of the current financial conditions. Read more about Proactive Planning During a Time of Uncertainty and Volatility: https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility…
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CIBC Private Wealth US

Much has been written about how market volatility and low asset valuations create an opportunity to efficiently move wealth to children and grandchildren. While those explanations might resonate, not everyone is ready to give away a significant amount of wealth. After all, what if those assets are needed in the future? A strategy that allows the best of both worlds—efficiently transferring wealth, while retaining indirect access to that wealth if needed—is a Spousal Lifetime Access Trust (SLAT). Read more about Proactive Planning During a Time of Uncertainty and Volatility: https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility…
This is the second podcast in a six-part series that focuses on proactive planning strategies in a volatile market. Do you have a traditional IRA that will produce ordinary income on distributions? Would you like to possibly mitigate income taxes on those distributions for yourself as well as your heirs? There may be a silver lining for retirement savings and wealth planning during this time of uncertainty. The current market downturn is an opportunity to potentially save on income taxes and generate income tax free growth for retirement savings as markets recover. Learn more about proactive planning during a time of uncertainty and volatility: https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility…
This is the first in a six-part series that focuses on proactive planning strategies in a volatile market. Global pandemic fears, plunging stocks, the Fed’s emergency interest rate cut and a steep decline in 10-year Treasury yields wreaked havoc on many investment portfolios in recent weeks. Regardless of how bleak the situation may appear, low stock prices and rock-bottom interest rates are creating potentially ideal conditions for certain wealth planning strategies. While increased market volatility can be unnerving for even the best investors, times like these can also present opportunities to implement wealth transfer strategies that can generate significant tax savings. One such strategy is the grantor retained annuity trust (GRAT). Learn more about proactive planning during a time of uncertainty and volatility: https://private-wealth.us.cibc.com/blog/-/blogs/proactive-planning-during-a-time-of-uncertainty-and-volatility…
When will the economy begin to recover? CIBC Private Wealth Chief Investment Officer Dave Donabedian, CFA, provides insight into three critical issues: fiscal and monetary policy, Asian economies and the path of COVID-19 itself. Learn more at http://wealth.us.cibc.com
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CIBC Private Wealth US

DIGITAL ASSETS: WHAT AND WHERE ARE THEY? To settle an estate in the old days, an executor would wait a quarter or two to get paper statements that came in the deceased’s mail. Today, statements may all be electronic. Digital assets, however, go beyond accounts with statements that may come via email. A digital asset also can be text messages, computer files, domain names you own, photos, voice mail messages, social media accounts, blogs, apps on your phone, file-sharing accounts, online dating accounts, doctors’ portals, loyalty program benefits, virtual items in gaming and even communications that are stored by the digital assistant Alexa. Read more in The Advisor magazine.…
The new podcast series, Wealth Your Way , is designed to help the younger generation learn about wealth planning strategies or supplement their current financial education on a variety of topics. Read more in The Advisor magazine.
Innovation in technology is moving forward at a remarkable speed. Just a few short years ago, the average person simply couldn’t conceive of 3-D printed houses, zerocarbon natural gas, brain-computer interface or swallowable medical devices. “The tech sector is more dynamic today than it’s been in the past 20+ years I’ve been covering it. You hear the word ‘disruptive’ used regarding every technology there is—and it’s true. Technology is inherently disruptive. That term is not overused. Certainly, artificial intelligence has the potential to be very disruptive in ways we haven’t yet seen. On the other hand, the ubiquitous and now 35-year-old Excel spreadsheet was mightily disruptive, and it’s easy to forget that.” - Phil Lorenz, CFA, equities analyst for CIBC Private Wealth. Not all tech investment opportunities are as amazing as a 3-D printed house. Some are as ordinary looking as a metal box on a light pole, but with the promise of bringing about one of the biggest communication transformations we’ve seen. Here are three top trends in technology and the potential they offer. Read more in The Advisor magazine.…
Almost everything is negotiable during a divorce process, and every divorce has unique facts. Smart planning and careful consideration can help you move into the future with confidence.
As we age, we’re faced with a complex and confusing healthcare system. You can make better decisions by understanding more about the costs and trends in healthcare and putting healthcare strategies in place.
Populism: it’s confusing. It’s also an important geopolitical trend with significant implications for investors around the globe.
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CIBC Private Wealth US

When should a financial planner step in?
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