Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
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In the digital age, businesses run on data. Especially at a time when workers are distributed across the globe, it's more important than ever that teams have access to the data they need, when they need it, wherever they are. In this show, we explore the world of decentralized data and the issues it raises for doing business in the 21st century. Host Molly Presley talks with a fascinating lineup of guests, including scientists, business leaders, and thinkers at the cutting edge of data scien ...
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522 – Hot Button Budgeting Topics (Compilation)
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Pros and Cons of Budgeting: What Works, What Doesn't, and What to Do Instead | Debt Free in 30 | Episode 522 Is budgeting the best way to manage your finances, or is there a more practical approach? Debt Free in 30’s Doug Hoyes discusses the pros and cons of budgeting, breaking down popular budgeting methods like the 50/30/20 rule and the practical…
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521 – Debt Collectors: Practical Advice (Compilation)
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In this eye-opening episode of Debt Free in 30, host Doug Hoyes dives into the world of debt collection with Blair DeMarco of Kingston Data and Credit. Together, they unravel the complexities of debt collection and help you understand your rights from initial contact to facing settlement offers or legal threats. Whether you're grappling with old de…
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Leadership Inspiration for Women in Technology w/ Harriet Coverston
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On this inspirational episode of the Data Unchained podcast, Harriet Coverston, CTO and Co-Founder at Versity Software, joins us to talk about her career in the technology industry. With also talk with Harriet about how women play a huge part in the technology space, leadership insights, and how she became a Superwoman of Flash! All this and more o…
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520 – Expert Insights on Getting Out of Debt (Compilation)
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Explore essential financial topics and practical advice to overcome debt and achieve financial stability. If you’re struggling with high-interest debt, considering installment loans, or exploring mortgage refinancing, this compilation video offers valuable tips and actionable advice. Financial expert Doug Hoyes, co-founder of Hoyes Michalos, and hi…
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519 – The REAL Way to Build Better Credit
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Can You Improve Your Credit Score Without Debt? | Debt Free In 30 | Ep 381. If you’re new to credit or have recently completed an insolvency filing, you may be thinking about ways to improve your credit score without taking on more debt. While debt is necessary to have in order to build your credit, there are some strategies to improve your credit …
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Data Dynamo: The Legend Begins! w/ Steve Gordon & Trip Hunter
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Data Dynamo is a comic that helps people understand the technology behind Hammerspace. Steve Gordon, renowned Illustartor, and Trip Hunter, Vice President of Corporate Marketing at Hammerspace, join us today to talk about how they came up with Data Dynamo and how this unique marketing approach helps people better understand the technology behind Ha…
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518 – Why More Credit Won't Make You Truly Independent
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Discover why chasing after more credit to achieve financial freedom may not be the most effective strategy, how it creates dependencies, and learn alternative paths to be more independent. Links: What To Do When You Have Too Much Debt to Handle: https://www.hoyes.com/blog/what-to-do-when-you-have-too-much-debt-to-handle/…
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517 – Should you pay off your debt or invest?
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You’ve got some extra cash. Should you pay down debt or invest it? In this episode, Doug and Ted discuss whether to use your extra money to tackle high-interest credit card debt, invest in an RRSP, or pay down a mortgage. They’ll also share their advice on what steps to take if you’re unable to pay off your debt—like turning to a consumer proposal.…
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Powering High Speed Distributed Workloads in the Entertainment Industry w/ Dennis Rose
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37:37
On this podcast episode of Data Unchained, Dennis Rose, Chief Revenue Officer at Sohonet and, 'International Man of Mystery,' joins us to discuss remote data workflows in the film and entertainment industry. We also talk about Dennis's journey to his current position, the evolution of long-distance workflows in entertainment, and his approach to so…
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516 – Online Banking: Navigating Fees, Services, Apps and Benefits
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Doug is joined by BIA Insolvency Counsellor Charlie Kovacs. They discuss banking in the digital age and cover topics such as service fees, chequing accounts, digital transactions, payment methods (digital vs. cheques), prepaid cards, credit scores, mobile payment options, how to manage digital finances, free tax filing, and finding the best bank ra…
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515 – The Pros and Cons of Selling Everything to Pay off Your Debt
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35:23
Selling your assets to pay off debt can be tricky. Depending on the asset, there may be unforeseen costs. Cashing in your savings may not completely deal with your debt problems. You may, in fact, have better options to eliminate your debt without losing your assets at all. Today we talk with Ted Michalos to explore how to pay off debt when you hav…
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The Role of LTO Tape in Modern Data Architecture w/ David Thomson
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Welcome back to another podcast episode of Data Unchained! David Thomson, Senior Vice President of Sales and Marketing at QStar Technologies, joins us to talk about dat storage. In this conversation, we discuss how why people use film for data stoage, the advantages of using film for storage, and the cost and security that comes from using film. #d…
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514 – Why Seniors End Up in The Payday Loan Trap & How To Help
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In this episode, Doug and Ted address the growing issue of payday loans among seniors, highlighting factors such as fixed incomes, rising living expenses, and predatory lending practices. They also discuss the financial strain of supporting adult children and the risks associated with co-signing loans. Tune in for practical advice on managing debt,…
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513 – Inflation is driving up credit card use. Now what?
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In this episode, Doug and Ted discuss the challenges of credit card debt and the struggles the average person faces in today's economy. They touch on the impact of food and shelter inflation, the rise in credit card debt leading to insolvencies, and the decline in homeownership. They also share their predictions for the future, including whether in…
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Best Tools & Cloud Practices in the Media & Entertainment Space w/ Rob Dueckman & Paul Judkins
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On this podcast episode of Data Unchained, we talk with Paul Judkins and Rob Dueckman from Integrated Media Technologies. Paul and Rob join us to discuss the evolution of the Media and Entertainment space, what the current workflow looks like, and cost effective solutions for largerendering projects. Find out more about Integrated Media Technologie…
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512 – Pay Off Debt or Build an Emergency Fund - Which is Better?
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In this episode, Doug and Maureen tackle a common financial question: should you build an emergency fund first or pay off debt? They explain why prioritizing an emergency fund can be important, even if you have debt. Learn how developing a savings habit can shield you from unexpected expenses and stop lenders from reducing your credit limit. They a…
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511 – Do Low- or No-Income Earners Need to File Bankruptcy If They Have Debt?
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Doug is joined by first-time guest Dr. Saul Schwartz, Professor Emeritus at the School of Public Administration at Carleton University in Ottawa, who holds a Ph.D. in Economics. They discuss Dr. Schwartz's recent paper titled "Tilting the Playing Field Away from the Discharge of Debts: The Case of Consumer Proposals in Canada." Together, they discu…
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Solving Media Production Challenges with AI Driven Workflows w/ Sam Bogoch
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On this episode of Data Unchained, we arew broadcasting from the 2024 NAB Trade Show. Our guest this time is CEO of Axle AI, Sam Bogoch. Sam talks about how his company is helping solve challenges in the media production space, the movement of AI processing from cloud based back to in house, and how mobile phones will remain drivers for future AI t…
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510 – How Food Inflation has Affected the Food Bank
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Doug is joined by Kim Wilhelm, CEO of the Food Bank of Waterloo Region. Together, they talk about the various programs available to the local community in need of food. They discuss the impact cost of living has had on the food bank, issues of food inflation and food insecurity, changes in demand since the pandemic, ways to donate, and how those in…
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Join Doug and Ted as they uncover the hidden costs of home ownership that often surprise new homeowners. From maintenance and repairs to rising interest rates and potential job loss, they discuss real-life examples and offer practical advice on deciding whether to buy a home, mitigating risks, and estimating unforeseen costs. Plus, they break down …
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Unlocking the Value & Capabilities of Data w/ Shiraz Ritwik
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On this podcast episode of Data Unchained, Shiraz Ritwik, Head of Growth at LatentView Analytics, joins us to discuss how he and his company are help get clean data for marketing campaigns, using data analytics to launch AI initiatives, and merging data sets to get insights on all platforms. www.latentview.com #data #podcast #ai #artificialintellig…
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508 – Protecting Yourself Online - Best Tips From a Cybersecurity Expert
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Doug is joined by Technical Platform Cybersecurity Specialist, Eric Boivin from Flare. They discuss how cyber attacks can target your bank accounts and personal information, leading to money loss or identity theft. How weak cybersecurity can lead to debt, especially for those with student loans, mortgages, or credit card obligations. Eric shares pr…
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