NerdWallet’s objective finance journalists answer real-world questions empowering you to make smarter decisions with your money and help your finances thrive. The Nerds are your resource to make the most of your personal finances, while cutting through the clutter and misinformation of today’s economic news and advice. You’ll get clarity on strategies to help you build your wealth, invest wisely, shop for financial products, and plan for major life events. By the end of each episode, you’ll ...
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The Equity Smart Home Loans "Top Producer Mindset" Podcast is a dynamic and informative series designed for mortgage and real estate professionals. Featuring top producers, industry experts, everyday loan officers, and more, the podcast covers everything from the latest industry news to valuable advice on growing your business and achieving a healthy work-life balance. Whether you're looking to learn, laugh, or stay up-to-date, this podcast offers essential perspectives for anyone involved i ...
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life. Discover a wealth of knowle ...
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The Solomon Success podcast is dedicated to the timeless wisdom of King Solomon and the Book of Proverbs in order to maximize one’s business and life. To our advantage, we can find King Solomon’s financial strategies in addition to many life philosophies documented in biblical scriptures. Focusing on these enduring fundamentals of success allows us to bypass the “get-rich-quick” schemes that cause many to stumble on their journey toward success. Our concern is not only spiritual in nature, b ...
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Pack Smarter, Save More: Expert Tips for Efficient Travel Packing to Overcome Luggage Hassles
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Get expert tips on how to pack for travel efficiently and effectively, including clever ways to save on baggage fees. How can you keep luggage costs down during holiday travel? What are the best strategies for managing carry-on luggage, especially for international trips? Hosts Sean Pyles and Meghan Coyle discuss efficient luggage management to hel…
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Fed Up with High Rates? Here’s How a Cut Impacts Your Loans and Savings
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Learn how the Fed’s interest rate cuts may affect your loans, savings, and investments, as well as what to do about refinancing. How could interest rate cuts affect credit card debt? Will it be easier or cheaper to get a mortgage or auto loan with interest rates going down? Is now a good time to refinance? Hosts Sean Pyles and Anna Helhoski break d…
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Refresh Your Fall Finances: A Money Check-Up and Investment Diversification Deep Dive
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Get fall-ready with budgeting tips and strategies for diversifying your investment portfolio to achieve financial goals. How can you reset your finances for fall and prepare for the holiday season? Can you grow an undiversified investment portfolio by $28,000 over seven years without additional contributions? Hosts Sean Pyles and Sara Rathner discu…
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Inflation Lower and Interest Rates Follow...5's anyone?
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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Building Your Brand as a Loan Officer (w/ Anna Kara) | Top Producer Mindset Ep. 7
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Welcome back to the Top Producer Mindset podcast! In this episode, Pablo is joined by ESHL's reigning Top Producer of the Year, Anna Kara, to talk about becoming a top producer as a woman in a male-dominated industry, the use of AI, and brand recognition. Get tickets today for Anna's upcoming event, Elevate Your Personal Brand ⬇️ 📅 September 26, 20…
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How to Save Money on Holiday Travel Without Using Any Points
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Learn expert tips and tricks for saving money on holiday travel booking, from the best time to book to when you should use rewards points. When should you book your holiday travel? How can you save money on travel during the busiest travel season? Hosts Sean Pyles and Meghan Coyle talk to travel rewards Nerd Sam Kemmis about how to save money when …
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Jobs Up, Vibes Down: Why Economic Data Doesn’t Match How We Feel
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Learn why the economy feels worse than the data suggests, and what the latest jobs report means for interest rates. Why do people feel negative about the economy even when the data says it’s doing well? How could upcoming changes to interest rates affect your personal finances? Hosts Sean Pyles and Anna Helhoski dive into the latest job market data…
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Financial Fitness for Big Moves: Achieving Your Goals Without Sacrificing Security (Video Episode)
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A certified financial planner offers a listener actionable advice to help him save for a big move while maintaining financial stability. How much should you save before you move to a new city? How can you reach your savings goals while also spending on your lifestyle? Recording in-person from a studio in Chicago, host Sean Pyles sits down with Magd…
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Labor Market and Revisions
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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Book Smarter: Holiday Travel Tips for Stress-Free Trips
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Get insider tips for stress-free holiday travel, from booking strategies to maximizing credit card points and more. What’s the best way to avoid stress when traveling during the holidays? Is it better to book with points when you’re traveling for the holidays? Hosts Sean Pyles and Meghan Coyle discuss the challenges of holiday travel and share effe…
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Realtor Roulette: How to Spin the New Commission Rules in Your Favor
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Learn about new real estate commission rules and how they impact home buyers, sellers, and the future of agent fees. How will real estate commissions work following the National Association of Realtors settlement? What do post-NAR rules mean for home buyers and sellers? Hosts Sean Pyles and Anna Helhoski break down the new real estate commission ru…
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Survive and Thrive: Felicia Day’s Gig Economy Playbook for Success
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Writer, producer, and actor Felicia Day shares her financial journey working in Hollywood, with tips for managing your budget when gigs are inconsistent. What is your time worth? How do you value your time outside of work? How can you manage finances in an unpredictable career like acting? Hosts Sean Pyles and Sara Rathner discuss the concept of ti…
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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The Benefits of Doing BOTH Loans & Real Estate | Top Producer Mindset Ep. 6
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In this week's episode of Top Producer Mindset, we welcome back Angel Quinonez, head of Klovus Realty, as he sits with Pablo and Serafin to discuss all things dual licensing. One might be insistent on doing ONLY mortgage loans or ONLY real estate, but why not try both? Tune in to hear the benefits of being dually licensed! Join ESHL as a loan offic…
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Balance Traditions and Wealth-Building with ‘Culturally Competent’ Tips from Jannese Torres
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Understand how first-gen Americans can achieve financial success with tips for balancing cultural obligations and wealth-building strategies. How can first-generation Americans grow their wealth and protect their money? How can you set financial boundaries with family and friends while staying committed to your long-term financial goals? Hosts Sean…
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Safeguarding Your Identity After the National Public Data Breach
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Learn how the National Public Data breach could affect you and what actions you can take after a major data breach occurs. What should you do after a major data breach? How can you secure your data from unscrupulous data brokers? Hosts Sean Pyles and Anna Helhoski discuss the alarming security breach at National Public Data with investigative journ…
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1
Less Jobs Equal Lower Rates
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56:26
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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Reduce Financial Anxiety Now: Actionable Tips from a Live Planning Session (Video Episode)
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A CFP helps a listener turn financial anxiety into actionable steps for budgeting, investing, and achieving financial peace of mind. How can you be more comfortable spending money? What are strategies for combating financial anxiety? Host Sean Pyles sits in on a live financial planning session where Magda Doemeny, a certified financial planner from…
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Prepare for Your Pet’s End-of-Life Care: Balancing Love, Costs and Comfort
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Learn how to make compassionate, informed decisions for your pet's end-of-life care, balancing costs, emotions, and love. How can you plan for end of life care for your pet? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the emotional and financial challenges of pet end-of-life care and the importance of early decision-making to help you unders…
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Why Experts Criticize “No Tax on Tips” and What It Means for Your Wallet
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Learn why experts criticize the “no tax on tips” policy and what it could mean for non-tipped workers if tips become tax-free. Why are some experts criticizing the proposed “no tax on tips” policy? Could it really benefit tipped workers as intended? Hosts Sean Pyles and Anna Helhoski discuss the nuances of the “no tax on tips” proposals from presid…
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How to Weigh Career Moves for Financial and Lifestyle Gains
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Learn how you could save money by caring less about what other people think and how to weigh the pros and cons of a job offer. How can you save money by not caring about others' opinions? How does commute time factor into whether you should take an in-person job? Hosts Sean Pyles and Sara Rathner discuss freeing yourself from the pressures of socia…
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1
Inflation Continues To Cool
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56:37
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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1
Let's Talk About Commercial Lending | Top Producer Mindset Ep. 5
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Welcome back to the Top Producer Mindset podcast! This week, we meet Rachel Garcia, CEO of CRE Capital Investments. Equity Smart Home Loans is thrilled to have partnered with CRE Capital to assist with their commercial loans, so we wanted to have her on TPM to talk about her experience as a commercial lender! Contact Rachel for your commercial lend…
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Planning for Pet Emergencies: Vet Budgeting Tips to Avoid Financial Stress
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Learn how to financially prepare for the costs of pet emergencies with firsthand experiences from pet owners and experts. How much does emergency pet care cost? How much should you budget for unexpected pet expenses? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the unpredictable nature of pet emergencies and the importance of financial readin…
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Back-to-School Budgeting: Strategies to Save on School Supplies
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Learn budgeting tips and money-saving hacks for back-to-school shopping to avoid debt and make the most of sales and discounts. What are the best ways to save on back-to-school shopping? How much do people usually spend on school supplies? Hosts Sean Pyles and Anna Helhoski dive into the latest NerdWallet survey results on back-to-school shopping, …
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Expert Budgeting and Spending Tips from a Live Financial Planning Session (Video Episode)
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NerdWallet Personal Finance
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Rates Hit Best Level Of 2024
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56:25
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
…
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Budget-Friendly Pet Care: Demystifying Pet Insurance and Hidden Costs
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Learn to navigate pet insurance options, costs, and smart budgeting strategies for your pet's health care. Is pet insurance worth it? How can pet owners afford the rising costs of veterinary care? Hosts Sean Pyles and Ronita Choudhuri-Wade discuss the ins and outs of pet insurance and various budgeting strategies to help you manage pet care expense…
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Fed Could Finally Cut Rate Soon: What Would That Mean for You?
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Learn how the Fed's interest rate decisions impact your finances and get insights on retirement readiness and brokerage outages. What does the Fed's recent decision to maintain the current interest rate mean for you? How will a potential rate cut in September impact your finances? Hosts Sean Pyles and Anna Helhoski discuss the implications of the F…
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Fed Meeting Paves Way For September Rate Cut
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56:34
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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FIRE Up Your Finances with Early Retirement and Credit Card Reward Tips
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Discover strategies for achieving early retirement with the FIRE movement and learn how to maximize your credit card rewards. How much do you have to save if you want to retire early? Can you double your credit card rewards by paying off one card with another? Hosts Sean Pyles and Elizabeth Ayoola discuss the FIRE movement and maximizing credit car…
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Meet One of YouTube's Top Mortgage Creators | Top Producer Mindset Ep. 4
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In this week's episode of Top Producer Mindset, Pablo sits down with ESHL Loan Officer, Enrique Flores. In addition to being an ESHL Loan Officer, Enrique is also one of YouTube's top mortgage content creators! Hear him talk about how he grew his informative YouTube channel in his short career as a loan officer, leading him to become one of NMP Mag…
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Overcome Rising Veterinary Costs: Affordable Pet Care Tips
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Learn how you can balance the joy and financial responsibility of having a pet without having to compromise either of them. How much does it cost to own a pet? How can you make pet care affordable without compromising quality? Hosts Sean Pyles and Ronita Choudhuri-Wade share personal stories about their pets and discuss the rising costs of veterina…
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Financial, Crypto Oversight On the Ropes After Supreme Court Overturns a 40-Year Precedent
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Learn how a recent Supreme Court decision impacts financial regulations and crypto, plus the latest money news and travel tips. Is the end of the Chevron deference really going to shake up the world of financial regulations? What does this mean for the future of crypto investments? Hosts Tess Vigeland and Anna Helhoski and NerdWallet investing writ…
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Unlock Life Insurance Secrets: Investing, Variable Policies, and Financial Growth
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Explore life insurance as an investment tool, understand variable and infinite banking, and navigate complex insurance choices. What’s the right life insurance policy for you? What is “infinite banking” and how hard is it to set up? Hosts Sean Pyles and Sara Rathner discuss the intricacies of life insurance as both a protective measure and a financ…
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The Quiet Period Was Not So Quiet
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56:31
Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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1
Is September a Go or Not?
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
…
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1
How to Negotiate Your Salary to Boost Earnings and Benefits
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Learn how to negotiate for a higher salary and better benefits when you get a job offer. Plus: Tips for boosting your earning potential. What are the best ways to negotiate for a higher salary? How can you elevate your earnings and overall compensation package? Hosts Sean Pyles and Alana Benson discuss strategies for increasing your income and nego…
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When It’s Time to Focus on Investing Instead of Paying Off Debt
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Hear different perspectives on how to pay off debt — and when to stop paying off debt to focus on investing your money. When should you prioritize investing over paying off debt? What are different debt payoff methods to help you become debt-free? Hosts Sean Pyles and Elizabeth Ayoola and NerdWallet debt writer Tiffany Curtis answer a listener’s qu…
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Consumer Price Index & Inflation
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
…
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Guiding Future Top Producers: Introducing ESHL's New Mentorship Program | Top Producer Mindset Ep. 3
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In this edition of Top Producer Mindset, Serafin sits down with seasoned loan officer Justin Bitensky and rookie loan officer Hugo Gonzalez to discuss Equity Smart's brand new Mentorship Program. As the program's first official mentor and mentee, Justin and Hugo share their experiences so far and their hopes for how the program will benefit other E…
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Boost Your Career and Income Prospects with Expert LinkedIn Tips
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Learn how to optimize your LinkedIn profile to enhance your job and income prospects with tips from LinkedIn’s Andrew McCaskill. What are recruiters looking for on LinkedIn? What’s the best way to optimize your LinkedIn profile? Hosts Sean Pyles and Alana Benson discuss LinkedIn optimization and professional growth to help you understand how to lev…
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Navigate Amazon Prime Day Like a Pro: Overcome Hype and Maximize Savings
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Learn to navigate Amazon Prime Day deals, track prices, and avoid overspending with expert shopping strategies and tools. Are Amazon Prime Day deals truly worth it, or are they just savvy marketing tactics? Hosts Anna Helhoski and Sara Rathner explain how consumers can identify genuine bargains amidst the sea of discounts. NerdWallet writer Tommy T…
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Unlock Financial Opportunities for Women: Jean Chatzky on Investing, Negotiating, and More
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33:39
Learn about salary negotiation and investing strategies and how they can be especially helpful for women facing unique personal finance challenges. What financial challenges do women uniquely face? How can people find financial peace in a stressful world? Hosts Sean Pyles and Sara Rathner share some “money hot takes” before turning the conversation…
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Increase Your Income with Practical Tips for Salary and Career Growth
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Discover career growth strategies to boost your income, including negotiating raises, and navigating promotions and mentorship. What are some of the best ways to increase your income? What are strategies for negotiating a higher salary and excelling in your current role? Hosts Sean Pyles and Alana Benson discuss career growth techniques and salary …
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Mind the “Middle Skills” Gap: Aligning Education with Today’s Job Demands
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Discover how to align education with job market demands, tackling underemployment and economic stagnation in “middle skills” jobs. What are “middle skills” and why are they in high demand? What are the economic implications of misalignment between middle skills credentials and job market demands? Hosts Sean Pyles and Anna Helhoski discuss the misal…
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How Much Can You Really Make from a Side Hustle Like DoorDash?
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Understand how much extra income you could get from a side hustle like DoorDash and get a budgeting and investing basics refresh. 00:40 This Week in Your Money: How much extra money can you really make from side hustles? What are budgeting and early investment strategies for young professionals? Hosts Sean Pyles and Sara Rathner discuss the realiti…
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Let's Celebrate Home Ownership - Pay Off Debt Now!
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or comm…
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Real Estate Strategies Post-NAR Settlement | Top Producer Mindset Ep. 2
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Welcome back to Top Producer Mindset, hosted by Equity Smart Home Loans! Today, ESHL's CEO and Broker, Pablo Martinez, sits with Head of Klovus Realty, Angel Quinonez, to share their thoughts on how industry professionals should proceed with business after the NAR Settlement. Should their focus be on closing as many deals as possible, or on enhanci…
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How Can You Make Sure You Get Paid On Time? Introducing "Working Overtime" from Slate
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As a freelancer or gig worker, how can you make sure you get paid on time? In this special presentation of Working from Slate Podcasts, hosts Ronald Young Jr. and June Thomas talk money, finances, and getting paid as a freelancer in a tough economy. They recount their own frustrating experiences with not getting paid on time and offer tips on how a…
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