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Your Personal Bank

Ferenc Toth

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Host Ferenc Toth will discuss how in the weekly show - how to think like a banker versus an investor. Your Personal Bank is a powerful financial tool used by the wealthy for centuries. Everything we are experiencing in life, change seems daily. Technology. The way we Shop. With all the change in our lives, why are approaching our investments, our finances the same way we have always? The Show that can change your financial life. Contact: (866) 515-6280, ferenc@yourpersonalbank.com, Or Online ...
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2011 május 26-án KÖD néven indult élő beszélgetős/odafigyelős filmes műsor. Állandó - Győri Csilla, Czabán György - és időszakos műsorvezető társakkal - Kronauer Ádám, Kozi, Dudás Miki és Ozi - meghívott független és nem független filmes és nem filmes vendégek közreműködésével, zenével, betelefonálókkal, programajánlókkal. 2018. októbertől djGonnok keveri a műsort. Szabad szellemű beszélgetések készülő alkotásokról, hazai és nemzetközi szereplésekről, sikerekről és bukásokról, bemutatókról é ...
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Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even after you access the funds for other purposes. Your Personal Bank TM is a two step process. 1. A high cash value policy is established to maximize cash growth, insured, with guarantees…
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The US Labor Department has revised the jobs numbers down nearly every year for over a year. Now the government admits to inflating the jobs numbers by reducing the jobs numbers by up to one million over the past year. Many American consumers are supplementing their living expenses with debt. Credit card balance is at an all-time high. Credit card …
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July 2024 Consumer Price Index (CPI) was reported at 2.9%. This is the lowest level since March 2021. Although the rate of inflation is slowing down, prices are not going down. They are still increasing. The cumulative price increases over the past 3 years are hurting Americans. Despite what you hear from the media and Wall Street about a potential…
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The AI tech bubble has burst due to a weak unemployment report, poor earnings, and a surprise Japanese interest rate increase. A popular institutional trade was to borrow money cheaply in Japan, then use margin to invest in assets that vary in value like tech stocks. When the cost of borrowing increased, so did the capital required to borrow. This …
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- A recent CNN study reports 39% of Americans are concerned about paying their bills. In comparison, 37% were concerned about paying bills during the Great Recession in 2008 - 2009. - Household debt has set a new record high. - Credit card debt is at record highs. Banks are bracing for major loan defaults. - 25% of Americans have resorted to skippi…
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John Burley With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. John is a Pioneer in the Real Estate Investment Business, originally trained in the World of Wall St., in 1989…
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There is no logical explanation that Trump is alive today. If you understand anything about firearms, you understand this. The fact that the shooter missed Trump from 130 yards is nothing short of a miracle. He should be dead today. The reason I am hopeful is this demonstrates God has not given up on this country. This fact is hard to ignore. Many …
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High Inflation is no longer the only risk to the economy according to Jerome Powell, Federal Reserve Chairman. Unemployment has risen over the past three months. The "Sahm Rule" says that when the three-month moving average of the jobless rate rises by at least a half-percentage point from its low during the previous 12 months, then a recession has…
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The long term savings rate for Americans is about 4% of annual income. Americans accumulated $2.3 Trillion of excess savings in August 2021 primarily due to government pandemic stimulus. This excess savings has allowed consumer spending to remain strong for the past 3 years. Consumer spending accounts for about two-thirds of Gross Domestic Product …
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A high concentration of warning signals suggest a major market correction is ahead. There's nothing magical about these signals, but when dozens of them kick in at the same time, it is time to pay attention. Diversification is always financially wise to reduce risk. It becomes especially important with increased market uncertainty. Your Personal Ba…
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In the 1970's, Saudi Arabia agreed to sell their oil exclusively in US currency. In return, the US agreed to protect Saudi Arabia. Recently, Saudi Arabia has decided to not renew the agreement. They will sell their oil in multiple currencies. This is a seismic event economically. It will have massive affects in the short and long-term. This agreeme…
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Hon. David M. Walker is a nationally and internationally recognized fiscal responsibility, government transformation/ accountability, and retirement security expert. He is a non-practicing CPA with over 40 years of executive level experience in the public, private and non-profit sectors, including heading three federal agencies (two ERISA agencies)…
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It is official. Our justice system has been corrupted. Our country is not the same. Sadly, the end is near. If we continue down this path, you will not recognize our country or society soon. Just because we have enjoyed Constitutionally protected freedoms, does not mean we will automatically continue to do so in the future. Any honest and fair-mind…
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I have been sharing on the radio for nearly 5 years the power of Your Personal Bank to grow your money insured, guaranteed, tax-free, highly liquid, and create positive cash flow on money you spent. Recently, I have met several people who were sold products that they thought would accomplish the above but do not. Frankly, they were misled by the in…
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USC Code 18, Chapter 29, Section 611 - Voting by Aliens (Non-Citizens) This federal law states it is not unlawful for any alien to vote in any election if the alien permanently resided in the United States prior to attaining the age of 16 and the alien reasonably believed at the time of voting that he or she was a citizen of the United States. Ther…
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Growth is slowing. Prices continue to surge. This leads to stagflation. This is a nightmare scenario for the economy. This places the Federal Reserve in a very difficult situation. If they lower interest rates, inflation will increase. If they increase interest rates, the economy will slow down further. The US economy has not faced Stagflation sinc…
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Our Federal Government has revised the employment numbers nearly every month in 2023. The total job new job numbers were reduced by 360,000 in 2023 from the initial reported job numbers. For example, the US Government initially reported 209,000 new jobs for June 2023. Then later revised down by 104,000 jobs. The real new job numbers were about half…
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Our Federal Government has spent more than it receives for decades. This has become worse over time. We now have over $34 trillion in debt and the debt is increasing about $1 trillion every 100 days. This is unsustainable. We have tried deficit spending for decades. It has caused inflation, economic instability, and is a national security issue. Wh…
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Truth in Accounting believes truthful accounting is the key for citizens, legislators, and the press to understand the truth about government finances. Sheila Weinberg Bio Picture.pdf Truth in Accounting recently released The Financial State of the Union. This is a review of the latest available audited Financial Report of the U.S. Government. Go t…
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The compound effects of inflation over the past 3 years is forcing many Americans to make difficult financial decisions. When the federal government spends more than it receives through tax revenues, it prints the extra dollars. This increases the amount of currency in circulation. Extra dollars chasing products and services increases prices. This …
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The government changed how it measures the Consumer Price Index (CPI) to make it appear inflation is less severe than it actually is. If CPI was measured using pre-1983 methods, 2022 is estimated to be 18%. 2023 inflation (CPI) was 9% according to the Bureau of Economic Analysis. These numbers are supported by a 25% increase in food costs since Jan…
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The US has Lost 2 Million Full-Time Jobs in the Past 8 Months and Wage Growth is Slowing Show Description: Consumer spending has been the lone bright spot in the economy. Consumer spending accounts for about 2/3 of Gross Domestic Product (GDP). The unprecedented amount of government stimulus has supported consumer spending. The excess money in the …
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Many Americans are unaware that the US Census counts all people, including Illegal Immigrants. Population determines the number of House seats for each state. This also determines Electoral College votes for President. Based on the 2020 Census, it is estimated illegal immigrants account for about 20 House seats, mostly from Democrat states. Several…
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John Burley is one of the most experienced real estate experts, educators, and is a private equity founder in the US. With 35+ years of investing experience and thousands of (personally) completed real estate deals, hundreds of millions of dollars raised, John Burley has the perfect mix of street-savvy knowledge and sound investing principles. Your…
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Laken Riley went on a run around Lake Herrick in Athens, Ga. and never came back. The 22-year-old nursing student died of blunt-force trauma after her innocent jog allegedly crossed paths with Jose Antonio Ibarra, 26, whom police say killed her in a "crime of opportunity." The Atlanta Journal-Constitution referred to Ibarra as an "Athens man," inst…
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The Biden administration announced forgiving another $1.2 billion in student debt. This is after the US Supreme Court ruled last year that the president cannot forgive student loan debt. When referring to student loan forgiveness Biden stated "The Supreme Court blocked it. But that didn't stop me" The executive branch is trampling and ignoring anot…
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Illegal immigrants don't have to pay taxes, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have to pay for housing, but you do. Many illegal immigrants don't have to pay for food, but you do. Many illegal immigrants don't have to pay for health care, but you do. How is this fair to US ci…
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The farmer protests in Europe should become a wake-up call. The European Union's nature restoration law, was attempting to set legally binding "Green New Deal" style targets to restore at least 20% of the EU's land and sea areas by 2030. Europe is dealing with increasing food prices. Taking agricultural land out of productive use reduces food produ…
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The border stand-off between the state of Texas and the Federal Government is the most significant Constitutional issue since the Civil War. The States created the Federal Government, not the other way around. If the states ever thought they would not be able to protect themselves from invasion if the Federal Government failed to do so, they would …
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The border crisis has created the greatest Constitutional crisis since the Civil War. Texas installed razor wire to reduce illegal immigrants crossing the southern border. The Biden administration sued the State of Texas to remove the razor wire. Incredibly, the Supreme Court in a 5-4 decision sided with Biden administration. This is despite Articl…
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Most Americans agree that our country is headed in the wrong direction. If a talented team loses games, the coach goes back to basics, blocking and tackling. Teams have a philosophy, an identity. Countries have philosophies and identities also. If you start a business and apply for a loan, the Small Business Administration and/or lender require a b…
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