Лучшие подкасты про Capital Group (2025)

1
Why You May (or May NOT) Need Protected Income 38:47

12h ago38:47

38:47

A steady cash flow stream is one of the most valuable things you can have, both before and after you retire. Pensions guaranteed by the PBGC and Social Security are two forms of this "protected income," and are designed to pay you as long as you live, regardless of current stock market conditions. But if you don't have a pension, or your Social Sec…

1
Answering More of Your Buckets Questions 36:16

7d ago36:16

36:16

In our previous episode, we answered 5 of your most common questions about The Bucket Strategy®. Those covered some of the more "basic" elements of the strategy, but they're important to know in order to understand the deeper meaning of Buckets. This week we're answering a few more, but these questions are what we might call the "next level up" fro…

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Answering Your 5 Most Common Buckets Questions 33:57

14d ago33:57

33:57

We've been talking about The Bucket Strategy® for decades, and over that period of time, we've received thousands of questions about how the strategy works: what it does, when the buckets should be refilled, and how it works when interest rates rise or fall, among others. People's questions about The Bucket Strategy® generally range from the very b…

1
A Tale of Two Retirements: One Good, One Bad 33:17

21d ago33:17

33:17

How is it possible that two individuals could retire with the exact same portfolio allocation and use the exact same withdrawal strategy, and yet one is still going strong after 40 years while the other is completely destroyed before year 10? The problem comes with the uncontrollable element of investing: the stock market itself. What happens with …

1
Do You Really Have to Pay Taxes On a Gift? 34:51

1M ago34:51

34:51

Have you heard of the "Gift Tax?" Many people are at least familiar with the term, but relatively few know how, when, or where it might be applied. Generosity certainly has its benefits, but is there also a tax that someone should be paying? The answer is both yes and no. And it all depends on a few important factors. Knowing how the gift tax works…

1
Should You Ever Consider a 401(k) Loan? 33:03

2M ago33:03

33:03

For many people, the 401(k) is their largest source of retirement savings. Because of that, it may be tempting to tap into some of that money in the form of a loan if you need some quick cash. But is that smart? Maybe - but only if you're aware of the rules and the potential pitfalls of borrowing from your plan. While it can provide you with a cert…

1
What If the Markets Crash When You Start Retirement? 35:26

2M ago35:26

35:26

After years of building your savings, there are a number of scenarios that threaten to deplete it. But what happens if you retire just when the stock market takes a big downturn? If you're selling stocks to provide yourself with an income, you're courting disaster. Of course, you have to have an income, and maybe a portion of that income has to com…

1
5 Simple Ways to Increase Your Social Security Benefits! 13:18

2M ago13:18

13:18

Send us a text Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re nearing retirement or already retired, Join me each week as we explore the world of retirement planning and equip you with the knowledge and tools you need for a successful retirement. Thank…

1
The Truth About This Volatile Stock Market 36:55

2M ago36:55

36:55

The first trading two weeks of March, 2025 were brutal for stocks. Nearly $4 trillion of value was lost in less than a month. All of this negative volatility, with suspicions that more is to come, has created a great deal of fear and panic among savers who don't want to see their gains wiped out. What many people don't understand, though, is that v…

1
How Social Security is Actually Funded and Calculated 8:27

2M ago8:27

8:27

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group in Columbia, SC explains how Social Security is funded and calculated and some advice on the best time to start your benefits. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee …

1
What You MUST Know About Inheriting an IRA 37:09

2M ago37:09

37:09

In the middle of 2024, the rules changed for people who become beneficiaries of an IRA. We devoted an entire episode to those changes at that time, but there's a lot more you need to know if you're planning on inheriting a tax-deferred account like a traditional IRA. While it's always nice to inherit assets of any kind, there are rules you need to …

1
Smart Giving: Tax-Efficient Strategies for Charitable Donations 20:41

3M ago20:41

20:41

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group in Columbia, SC discusses smart, tax-efficient charitable giving with guest Mike Staman, a fellow Certified Financial Planner™ Professional and founder of Delaware Financial Planning in Newark, Delaware. Welcome to "The Retirement Guide"…

1
Will Your Taxes Really Be Lower in Retirement? 34:49

3M ago34:49

34:49

Several weeks back, we talked about how different types of retirement income are taxed. This topic created a follow-up question from several listeners who wanted to know: Will I be in a lower - or higher - tax bracket in retirement? You might think that once you begin retirement, your tax bill will tend to go up at first, since people normally have…

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2025 Retirement Income: Key Insights from Morningstar’s Latest Research 11:51

3M ago11:51

11:51

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, explains the key takeaways from Morningstar's latest research on retirement income and safe starting withdrawal rates for those retiring in 2025. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital …

1
How to Use the Tax Brackets to Your Advantage 34:53

3M ago34:53

34:53

The US tax system is by design a complicated beast, and trying to understand it all is a daunting challenge. And yet, unless you understand how the tax brackets work, you may be paying a LOT more in taxes than you actually owe. Most taxpayers assume that the amount of tax they pay is determined by which tax bracket they're currently in. This is bot…

1
How Are Your Social Security Benefits Taxed? 37:09

3M ago37:09

37:09

You've probably heard that your Social Security benefits are subject to taxation. You may have also heard that they're never taxed at all. Is it possible that both scenarios are true? The fact is that under current law, sometimes a recipient's Social Security benefits will wind up being taxed under certain conditions, while others may never pay a d…

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How Much Should You Keep in Your Emergency Fund & Where to Put It? 10:27

3M ago10:27

10:27

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, explains how to determine the right amount to set aside in your emergency fund and explores smarter alternatives to traditional savings accounts. He offers practical tips on maintaining liquidity, navigating rising costs, and ensuring y…

1
Let's Talk About Your 401k 30:10

3M ago30:10

30:10

For many people, the 401(k) plan has become the default retirement savings plan. Opting in early enough, combined with consistent contributions over a long period of time, may yield very good results. Thus, it's an important saving vehicle. But the setup, rules, options, and investments of a 401(k) are often extremely confusing. Is there a match? W…

1
Here's How to Supersize Your Roth! 34:14

4M ago34:14

34:14

Having money in a Roth account can be great - especially if the cost to get that money in there is minimal. But there are some people who cannot contribute to a Roth IRA because their annual income is too high. Wouldn't it be great if you could not only get money into a Roth without worrying about the income limits, but also be able to fund a lot m…

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Comparing the Portfolio Withdrawal Methods - Which Is Best? 35:31

4M ago35:31

35:31

It’s been said – by us – that keeping your wealth can be a much harder task than accumulating that wealth. And it's true. If you don't have the right withdrawal strategy when taking cash flow from your investment portfolio, you stand a real risk of running out of money. What methods do people use when they're taking money out? And which, if any, ma…

1
Financial "Resolutions" to Make in 2025 37:02

4M ago37:02

37:02

It's the start of a new year, which means right now is a very good time to begin thinking about what your financial goals are for 2025. Sometimes, though, that's easier said than done. How do you know what to prioritize this year? What sort of goals should you be setting, and how do you know if those goals are both reasonable and attainable? And wh…

1
How Different Types of Retirement Income Are Taxed 38:42

4M ago38:42

38:42

Many retirees have several sources of retirement income: IRAs, 401k accounts, personal money, pensions, and Social Security, to name just a few. Because of this, they may find that it's extremely hard to predict their tax bill each year if they're not sure how - or if - these sources of income will be taxed. Knowing the potential taxation of your i…

1
Here's How Your Social Security Benefits May Be Reduced 38:47

4M ago38:47

38:47

When the SSA sends you your benefit projections each year, there is an actual amount that they're telling you that you will receive, depending upon what age you begin taking them. So you might think that the number they tell you is the amount you'll be receiving. But this is not always the case. There are a few scenarios in which the benefits you r…

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Here's One More Tax Move to Make Before 2025 39:04

5M ago39:04

39:04

We're nearing the end of the year, and while there's not a whole lot left that you can do to perhaps improve your tax situation for this year, there actually is one more thing you may be able to accomplish before 2025. It's called a QCD - or Qualified Charitable Distribution. If you're at least 70 1/2 years old, and you're charitably inclined, this…

1
Is This a Good Time for Roth Conversions? 38:12

5M ago38:12

38:12

Today we're asking the question that we posed to our listeners at the beginning of 2024: Is this a good time to do your Roth conversions? There are reasons for doing them at the end of the year, just as there are also sound reasons for waiting until the new year begins. What it all comes down to is whether or not you know your tax situation for the…

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Turn Your Investments into Income: A Retirement Guide for the Over 50s 15:10

6M ago15:10

15:10

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, discusses how to generate income from your investments in retirement. He explores 3 popular strategies to help you create a sustainable income stream in retirement. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson…

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Why the Wrong Withdrawal Strategy Can Be Disastrous 38:33

6M ago38:33

38:33

Building a nest egg is relatively easy if you're both consistent and patient. Regular contributions over time can lead to compounded growth, which may give you the amount of money you need to live on. But while building a savings can be easy, keeping it from running out is a whole other challenge. How you take withdrawals from your savings once you…

1
Let's Do an Actual Bucket Strategy! 39:37

6M ago39:37

39:37

Regular listeners to this podcast know that we talk a lot about a Bucket Strategy, and why we so firmly believe in it. But it's important to note that we're not just referring to any bucket strategy - rather we like to refer to it as THE Bucket Strategy®. To us, it's not as simple as dividing up assets into three segments and then calling it a day.…

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Asset Location - The Hidden Gem of Tax Management 38:43

6M ago38:43

38:43

There's a well-known topic in the investing world known as Asset Allocation which is primarily about deciding which asset categories you should own – stocks, bonds, CDs, alternative investments, etc. It's an important part of building your portfolio. But there's another, equally important part that doesn't get talked about nearly enough: Asset Loca…

1
New Account Fraud: A Growing Threat to High Net Worth Investors & How to Protect Yourself 8:02

6M ago8:02

8:02

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, discusses the growing threat of new account fraud targeting high-net-worth investors. Learn about the tactics used by scammers and discover essential tips to protect your wealth. Welcome to "The Retirement Guide" Podcast! I'm your host …

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How Much Can You "Safely" Withdraw From Your Portfolio? 39:22

6M ago39:22

39:22

Most people, by the time they reach retirement age, have a certain amount of money saved up that they'll need to tap into from time to time. Problem: that money may need to last a lifetime, and because you don't know how long you'll live, you have no idea how much is "too much" to take out. You' re going to require a certain amount of money to meet…

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Digital Safety After 50: Protecting Your Identity & Finances Online 13:23

6M ago13:23

13:23

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, shares essential strategies to help those 50 and above protect their identity, finances, and personal information in today’s digital world. From spotting scams to safeguarding accounts and securing devices, George covers practical steps…

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Do Not Confuse Volatility With Risk! 37:22

7M ago37:22

37:22

When the stock market behaves erratically, it can create a lot of fear and anxiety among investors. Large swings to both the up and down side are what is known as volatility, and, like turbulence in an airplane, it can make people jittery and prone to making rash moves. Stocks are always volatile in the short run. But stock market investing should …

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Part 2: How to Create a Low-Cost Living Trust Online (And Why Homeowners Need One) 12:20

7M ago12:20

12:20

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, explains how to create a low-cost Living Trust online, and why it's especially important for homeowners. He dives into common mistakes to avoid, how to transfer assets like your home and personal belongings, and tips on choosing trustee…

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Building Wealth vs. Keeping Wealth 37:23

7M ago37:23

37:23

It's a fact that many people are not aware of: your wealth accumulation strategy should be vastly different from your wealth distribution strategy. In fact, they require very nearly opposite skills. Building your nest egg requires you to use the market volatility to your advantage, using various means like dollar cost averaging and buying through t…

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How to Create a Low-Cost Living Trust Online (And Why Homeowners Need One) 10:59

7M ago10:59

10:59

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group, explains how to create a low-cost Living Trust online, and why it's especially important for homeowners. He walks you through the steps to set up a trust that can help avoid probate and ensure your assets are smoothly transferred to you…

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Which Assets Belong in Each Bucket? 35:48

7M ago35:48

35:48

The Bucket Strategy® is both simple and complex. It’s simple in the sense that there’s a short-term, midterm, and long-term bucket, and maybe a couple of others, depending on your needs. The complexity begins when you need to determine which assets should go into which buckets. There are many things to consider: time frame, taxability, income needs…

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Is It Really Better to Own More Stocks in Retirement? 35:27

7M ago35:27

35:27

If stocks are inherently risky, and if you're retired and you're risk-averse, doesn't it make sense to lessen your exposure to the stock market as you get older? That's the logic behind certain "rules of thumb" that say the older you are, the less money you should have in stocks. But that logic is faulty. It assumes that everyone's situation is the…

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What's the Best Age to Take Social Security Benefits? 33:32

8M ago33:32

33:32

Social Security retirement benefits are the bedrock of guaranteed income for most American retirees. It forms the income basis that helps to build the rest of your portfolio's withdrawal strategy. So it makes sense to ask the question: at what age should I begin taking my retirement benefits? Everyone eligible for benefits has a "full retirement ag…

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Six Financial Lessons Everyone Should Know 36:59

8M ago36:59

36:59

Very few things in life are universal, especially when it comes to finances. What’s right for one person may be completely wrong for another. Yet there are certain lessons with money that everyone could benefit from knowing, no matter what a person’s individual circumstances may be. After careful review, we’ve narrowed them down to six. What are th…

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Should You Pay Cash For a Home, Or Get a Mortgage? 36:42

8M ago36:42

36:42

You may have noticed that real estate prices have been ticking up at a steady rate for the past several years. For many people, that means they have no choice but to take out a mortgage. At the same time, there are those who have either enough current gains or enough cash on hand to consider buying a home with cash. Having the cash to pay for a hom…

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Roth Conversions: 3 Key Questions to Answer! 9:08

9M ago9:08

9:08

Send us a text In this episode of The Retirement Guide, George Jameson, CFP® and founder of Capital Wealth Group breaks down Roth conversions, answering three key questions to help you decide if and when it’s the right move for your retirement plan. Tune in for expert insights on maximizing tax benefits and making informed decisions. Welcome to "Th…

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Roth, Personal, or IRA Funds: Which Should You Spend First? 36:21

9M ago36:21

36:21

Once you hit retirement, you'll probably have money in several types of accounts: a 401(k) from work, some personal money in a brokerage account, your regular checking account at the bank, and maybe some Roth IRAs, to name a few. Once it's time to start withdrawing that money, the important question you should ask yourself is this: from which accou…

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5 Biggest Expenses in Retirement – You May Be Surprised! 12:05

9M ago12:05

12:05

Send us a text Host George Jameson, CFP® and founder of Capital Wealth Group, shares expert insights on retirement planning, revealing the five biggest expenses retirees face and how to prepare for them. Welcome to "The Retirement Guide" Podcast! I'm your host George Jameson, owner of Capital Wealth Group, a Fee Only Advisory firm. Whether you’re n…

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IRA vs. 401(k) - Which Is Better? 35:52

9M ago35:52

35:52

There are many ways to save for retirement. Two of the most popular are the 401(k) and the IRA. Both are savings vehicles, but both have different attributes that may make one of them better for you. There are advantages and disadvantages to both. Do you need a tax break now? Are you able to deduct contributions to an IRA? Does your company have a …

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Maximize Your Golden Years: 3 Retirement Income Approaches—Which One Is Right for You? 10:59

9M ago10:59

10:59

Send us a text Hosted by George Jameson, CFP® and founder of Capital Wealth Group in Columbia, SC, this episode explores three key retirement income strategies to help you make the most of your golden years. Discover the pros and cons of each approach and determine which one aligns best with your financial goals. Welcome to "The Retirement Guide" P…

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What Percentage of Stocks Should You Own in Retirement? 35:51

9M ago35:51

35:51

You may have heard that stocks are too volatile for retired people to own. In fact, there’s an old rule-of-thumb formula that says you should decrease your stock holdings by 1 percent every year and replace them with bonds. These generic “guidelines,” though, are hardly prudent advice for most people, because everyone’s situation requires a differe…

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It's Time For Your Mid-Year Money Checklist! 35:44

9M ago35:44

35:44

We're half way through 2024, and it's time to get your financial house in order! What moves, if any, should you have made at this point? What about going forward? There's still time to do some tax management, maybe take a look at your 401(k) plan, and decide how you may want to allocate your investments before the year is out. So what's left to do?…

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Why Time Is Your Most Valuable Asset in Investing 34:52

10M ago34:52

34:52

What’s your most valuable asset when it comes to investing? Is it maybe knowing the right stock to buy and when? How about a spreadsheet of things like P/E ratios, or being diversified across dozens of different classes? No – as it turns out, your most valuable asset with investing is time. The stock market, despite what you may have heard, is a lo…

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Retirement's Hidden Challenges: Preparing for the Non-Financial Aspects 8:03

10M ago8:03

8:03

Send us a text By: George Jameson, CFP®, founder of Capital Wealth Group When we think about retirement, financial planning often takes center stage. However, the non-financial aspects are just as crucial for a fulfilling retirement. Join us as we explore the psychological, social, and lifestyle factors that can make your retirement truly golden. D…

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