Real Salt Lake club news and interviews.
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Tyler and Travis recap Real Housewives of Salt Lake City. Each week we will discuss the episode and give our thoughts, and if you like what you hear please share this with your RHOSLC friends! Contact us: 502tylermurphy@gmail.com Support this podcast: https://podcasters.spotify.com/pod/show/privilegedtwinks/support
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Learn all about investing in real estate in Salt Lake City, Utah with a combination of real estate financial planning and modeling with numbers specific to Salt Lake City plus syndicated, more generalized recordings of live and pre-recorded real estate investing classes (not all specific to Salt Lake City).
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Jodie Ofosky - your professional Salt Lake City Real Estate Agents.
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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Justin Udy and Team- your professional Salt Lake City Real Estate Agents.
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If you are looking to buy or sell a Salt Lake City home, get all the information and the latest updates, tips, and tricks from The Stern Team - your professional Salt Lake City Real Estate Agents.
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Brooks can’t (Stan)bury the hatchet | Real Housewives of Dubai Season 2 Episode 5 Recap
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This week we see the beginning of the end of Brooks’ and Taleen’s friendship. Stanbury’s in-laws are in town so she throws a party out in the dessert, and everyone is introduced to Sara’s new “friend” Akin. If you enjoyed this episode please share it with your RHODubai friends and follow us on Instagram at @privilegedtwinks --- Support th…
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How Return on Investment Changes Based on Credit Score With PMI
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How Return on Investment Changes Based on Credit Score With PMI Does your credit score really matter when you're buying rental properties? Sure, your credit score impacts the mortgage interest rate you can get with traditional mortgages. And yes, your credit score affects how much private mortgage insurance (PMI) will cost. Your credit score can al…
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Age is in the tooth of the beholder | Real Housewives of Dubai Season 2 Episode 4 Recap
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This week we had to discuss the fight on RHONJ, before getting into this episode of Dubai. Stanbury is finally moving out of her friend’s house amid tension with Sergio, Ayan checks her age at the dentist, and then they all have a queen dinner at Atlantis. Baleen pulls Stanbury aside to discuss her marriage, leaving Lesa to wonder what they were ta…
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Is It Better to Buy Rentals with 25% Down or All Cash After Buying an Owner-Occupant?
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So, are you stressing out over higher mortgage interest rates and properties not cash flowing as well as they used to, or in some markets, not having positive cash flow at all... even with 25% down? What's a real estate investor seeking financial independence to do? In this class, we will compare two strategies. In both strategies, you first buy an…
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See you next Tuesday, aliens | Real Housewives of Dubai Season 2 Episode 3 Recap
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This week the Carolines are still going at it, with Stanbury uninviting Brooks from her going away disco party. Sara goes on a date and talks a lot about Libra men and aliens, and finally the Carolines meet to hash out their issues. If you enjoyed this episode please share it with your RHODubai friends and follow us on Instagram at @privile…
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The Impact of Buying Properties at a 5% Discount When Nomading™
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So, you're considering Nomading™. Excellent! But as you dig into the details, you may wonder what the impact would be if you chose to buy a more desirable, higher quality, but maybe less optimal property at full price (without a discount), versus focusing on finding a slightly less desirable, slightly lower quality, but slightly more optimized rent…
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I wear my heart on my palm | Real Housewives of Dubai Season 2 Episode 2 Recap
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This week we see Ayan and Sara bury the hatchet after reading a letter, but Brooks is not okay with Stanbury. It all comes to a head at Taleen’s party, but Stanbury might be the only one who remembers the argument. If you enjoyed this episode please share it with your RHOSLC friends and follow us on Instagram at @privilegedtwinks --- Support…
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Sitting alone in the VVIP | Real Housewives of Dubai Season 2 Episode 1 Recap
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We are back and this time, while Salt Lake is on a hiatus, we will be recapping the new season of the Real Housewives of Dubai! It has been a long time since we last saw the girls, so we catch up with all of them a little bit. Ayan and Stanbury get lunch and we see what seems to be the beginning of a budding friendship, to Lesa’s dismay. We meet Ta…
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Deal Alchemy™ - Black Box Cash Flow
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Deal Alchemy™ - Black Box Cash Flow Deal Alchemy™ is all about manipulating returns to get the returns you desire most. One variation of Deal Alchemy™ has you think about your rental property investment as a black box. You put money into the black box, some magical things happen over the next few years and out pops profit which you can spend like c…
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Warning - Risks of Rental Demand Declining When Investing in Real Estate
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Warning - Risks of Rental Demand Declining When Investing in Real Estate Risk, risk, risk... Life is full of risks. To a limited degree, we get to choose which risks we voluntarily take on. For example, if you choose to invest in real estate, you choose to take on some additional risks that you might not—directly—face if you opt to invest in someth…
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Private Mortgage Insurance Myths
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Private Mortgage Insurance Myths Reputation can be a challenging thing. I have found, through many conversations with clients over the years, that Private Mortgage Insurance (PMI) has a questionable reputation with home buyers in general and investors in particular. However, much of its reputation is based on half-truths, bad information, lies, and…
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As fabulous as you are horrifying | Season 1 Episode 16 Recap
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This week is the final part of the season one reunion! The husbands join the chat and Coach Shah and Robert Sr. have a heart to heart, while Justin talks about his leaving of the Mormon church. Then once they all leave, the girls discuss the Las Vegas trip and why Jen felt so hurt. If you enjoyed this episode please share it with your RHOSLC friend…
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Warning - Risks of Neighborhood Decline When Investing in Real Estate
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Warning - Risks of Neighborhood Decline When Investing in Real Estate Everything in life has risks. Not investing adds certain types of risks, while investing adds other risks. One risk that some real estate investors face is the possibility that the neighborhood they're investing in will decline, causing values and/or rents to drop. So, how do we …
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How to Analyze a Duplex
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How to Analyze a Duplex Some real estate investors are sensitive to their ability to get ten 30-year fixed rate financing loans and would prefer to fill those loan spots with larger purchases than just single family rental homes. One way to do that is to buy more expensive properties like duplexes, triplexes or fourplexes. In this class, James will…
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Bad weather. Tornado. Spin the truth. Destroy! | Season 1 Episode 15 Recap
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This week we mostly focus on Mary and every aspect of her life. But mixed in with this, the Lisa and Heather drama starts to bubble to the surface. And we get Lisa’s iconic “Bad weather” line. We only have one episode left of this season so let us know what other shows we should recap in the meantime! If you enjoyed this episode please share it wit…
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How to Analyze Deals with Private Mortgage Insurance (PMI)
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How to Calculate PMI If you're a house hacker, Nomad™, investor buying properties with less than 20% down, or buying creatively where the seller has PMI, you'll want to make sure you know how to analyze deals that have Private Mortgage Insurance. In this mini-class, James will cover how to analyze deals that have PMI, with an emphasis on doing it u…
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Jen and Lisa sitting in a tree | Season 1 Episode 14 Recap
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This reunion so much is said and yet so little. Lisa talks over everyone about how much she loves herself, Jen and Mary go at it a bit, and Heather gets a DM from Rihanna! If you enjoyed this episode please share it with your RHOSLC friends and follow us on Instagram at @privilegedtwinks --- Support this podcast: https://podcasters.spotify.com/p…
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Is it Better to Pay Off Properties with Cash Flow or In Full When Nomading™?
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In many cases—not all, but many cases—real estate investors can speed up the time it takes to become financially independent by choosing to pay off the mortgages on their properties early. Sometimes it makes sense to take every extra dollar beyond a healthy amount of reserves and aggressively pay off properties as quickly as possible. Other times, …
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Meredith is mask for mask | Season 1 Episode 13 Recap
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This episode Lisa is the only one to reach out to Jen after Vegas, and everything comes to a head at the Beauty Lab + Laser new building party. Jen and Whitney sort of come to a resolve, Meredith is a little peeved at Lisa, and Jen and Heather loudly talk things out. If you enjoyed this episode please share it with your RHOSLC friends and follow us…
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Deal Alchemy™ - Residential vs Commercial Property
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Deal Alchemy™ - Residential vs Commercial Property Deal Alchemy™ is all about manipulating the returns you're earning on your investments. Often, this is done through the choices we make when selecting the investment property and the strategies we choose to implement. For example, you could choose to invest in residential properties where your tena…
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The cherry on the topping on the icing of the cake | Season 1 Episode 12 Recap
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This week all of the ladies are in Vegas and Whitney is optimistic that they are going to have a good night, but little does she know Jen has actually NOT forgiven her and all hell is about to break loose. Jen turns on everyone and ends the night in a screaming match. The next day, she does end up participating in the hypnotist activities where the…
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Warning - Risks of Loan Called Due When Investing in Real Estate
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Warning - Risks of Loan Called Due When Investing in Real Estate Investing in real estate adds some risk to an already risk-filled life. However, certain activities and strategies when investing in real estate create additional risks that other strategies and activities do not have. For example, choosing to utilize strategies where the lender has t…
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Lisa and Whitney leave it all on the track | Season 1 Episode 11 Recap
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This week Jen sets Heather up on a date with Big Daddy, Lisa and Meredith are still mad at Whitney, but apologies are made after racing cars in Vegas. Meanwhile Jen throws Heather a personal shopping experience, while revealing she still isn’t over the whole Whitney ordeal. If you enjoyed this episode please share it with your RHOSLC friends and fo…
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How to Analyze Buying a Rental Property at a Discount
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How to Analyze Buying a Rental Property at a Discount in Salt Lake City Some real estate investors insist on only buying properties where they can purchase them at a significant discount. While not mutually exclusive, other investors insist on buying quality properties at a fair price as long as it gets them their desired returns and will stand the…
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Three bathtubs, no Meredith | Season 1 Episode 10 Recap
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This week a lot is going on! Coach Shah isn’t talking to Jen after her blow up, which makes her put all the blame on Whitney. Heather and Whitney decide to talk to Jen about this in remote bath rubs in the middle of no where. Meanwhile, Lisa and Meredith meet up with a bunch of other rich women in a yurt! If you enjoyed this episode please share it…
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How to Calculate PMI If you're planning to buy a property and put less than 20% down, you're likely to be required to pay Private Mortgage Insurance. Lenders prefer that you put at least 20% down, but if you insist on putting less than 20% down, they may still make the loan. However, they will usually do so at a slightly higher mortgage interest ra…
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More like Bottom Golf, am I right? | Season 1 Episode 9 Recap
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This week we see all of the lead up to Coach Shah’s birthday party at Top Golf. Drinks are flowing, Whitney and Jen have a dance off, and then Whitney drops a bomb shell. Jen goes OFF and throws the drink, while Whitney reveals to Meredith what Jen has been saying behind her back. If you enjoyed this episode please share it with your RHOSLC friends…
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Is it Better to Buy Rentals with 20% Down or For All Cash After Buying an Owner-Occupant First?
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There are a large number of investing strategies you could pursue as a real estate investor: Nomad™, house hacking, fix and flip, buying 20% down rentals, buying 25% down rentals, saving up to buy free and clear rentals and many, many more options. Which is the best? Which gets you to financial independence fastest? Which gives you the highest net …
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Hot tub Shah machine | Season 1 Episode 8 Recap
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This week Seth and Meredith attempt to reconcile, all the girls and significant others go snow-mobiling, and Heather and Whitney realize Jen has been spreading the Meredith rumor to both of them. Three of the girls end the night talking about marriage in the hot tub. If you enjoyed this episode please share it with your RHOSLC friends, subscribe, a…
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Deal Alchemy™ - Increasing Down Payment
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Deal Alchemy™ - Increasing Down Payment There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate inv…
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Lisa's gonna be a grandma ... eventually | Season 1 Episode 7 Recap
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This week we cover Meredith’s relationship with Seth, Heather talks with her kids, and Henry has some hilarious goals for himself including triplets! We also talk about where we see the future of Potomac going and the Traitor’s finale. If you liked this episode please subscribe, share this with your RHOSLC friends, and follow us on Instagram at @p…
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Warning - Risks of Rental Property Expenses When Investing in Real Estate
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Warning - Risks of Rental Property Expenses When Investing in Real Estate Risk is all around us. When we choose to invest in anything, we’re choosing to take on the additional risk characteristics of that investment. For example, when we choose to invest in real estate, we choose to take on the risk characteristics of the specific real estate inves…
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Sundancing on my own | Season 1 Episode 6 Recap
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This week so much is happening but so little drama! Brooks and Meredith are getting ready for the first Park City Fashion Week and their runways, Jen throws a Sundance Party, Lisa is the Sundance Queen, and Justin does body shots off of Whitney for his birthday. If you enjoyed this episode please subscribe, share it with your RHOSLC friends, and fo…
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How to Analyze a New Construction Single-Family Home Property
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How to Analyze a New Construction Single-Family Home Property in Salt Lake City Your ability to analyze deals is arguably the most important skill as a real estate investor. It allows you to make smart investment decisions and helps you avoid making career-ending bad decisions, such as buying cash-flowing-sucking vampire properties. In this class, …
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Even people who live in Ohio | Season 1 Episode 5 Recap
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This week we pick up where last week’s Met Gala luncheon ended. Jen and Mary still can’t see eye to eye, but Meredith and Jen make up. Speaking of Meredith, her and Seth decide to go on a break, and Heather has some chats with her girls about religion. If you enjoyed this episode please share it with your RHOSLC friends and follow us on Instagram a…
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The 3 Strategies to Pay PMI
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The 3 Strategies to Pay Private Mortgage Insurance (PMI) Whether they're putting 15% down and buying a non-owner-occupied property or utilizing an owner-occupied loan with 0%, 3%, 3.5%, or 5% down for Nomading™ or house hacking, some real estate investors will choose to put less than 20% down. With the decision to put less than 20% down comes the c…
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Lollipop drumsticks at the Met Gala | Season 1 Episode 4 Recap
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So much happens per episode in season one that I forgot about! This episode starts with the flapper party and Jen’s freak out, and ends with Mary’s Met Gala luncheon. Jen vs Mary and Meredith is in full effect! If you enjoyed this episode please subscribe, share with your RHOSLC friends, and follow us on Instagram at @privilegedtwinks --- Support t…
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Is It Better to Pay Off Rentals Early With Extra Cash Flow or Traditional Nomad™?
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Investing in real estate is full of truthy-sounding falsehoods: it is always better to do X than Y. However, if you were crazy enough to sit down and do the math, you'd find the truth to be much more nuanced. For example, should you take all your extra cash flow and savings and apply it to your mortgages each month to pay off rental properties fast…
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Take me to church | Season 1 Episode 3 Recap
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This week we get the infamous high kicks, which leads to an uncomfortable Brooks. We go to Mary’s church for the first time, which furthers the rift between Meredith and Jen. Heather hosts a baby shower for her pregnant employees, and the infamous prohibition party begins. If you liked this episode please subscribe, share this with your RHOSLC frie…
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Deal Alchemy™ - Cash Flow to Debt Paydown
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Deal Alchemy™ - Cash Flow to Debt Paydown There are four primary returns from investing in rental properties: appreciation, cash flow, debt paydown, and the tax benefits of depreciation. Additionally, there is a secondary return in the form of the interest earned on the reserves required to make the investment in the first place. Many real estate i…
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Lisa's "love and kindness" | Season 1 Episode 2 Recap
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This week we get a continuation of Mary vs. Jen at Meredith’s birthday party, that fizzles out as quickly as it began. Whitney and Heather are both upset with Lisa over her behavior at the party. All the girls go skiing, which ends with a dinner where it all comes to a head. If you enjoyed this episode please share it with your RHOSLC friends, subs…
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Warning - The Risk of Down Payment Size When Investing in Real Estate
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Warning - The Risk of Down Payment Size When Investing in Real Estate Life is full of risks. When we choose to invest, we choose to take on additional risks. If we invest in stocks, we choose to take on certain risks. When we choose to invest in bonds, we take on different risks. When we choose to invest in real estate, we choose to take on additio…
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The hospital smell that started it all | Season 1 Episode 1 Recap
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We're back and recapping all of season 1! If you want to follow along we will be doing one episode every Wednesday. This week we are introduced to all the ladies and go to Jen's $80,000 "birthday party" for Meredith. And the start of the infamous Jen vs. Mary feud begins! If you enjoy this episode please subscribe, share it with your RHOSLC friends…
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How to Analyze a 5% Down Single-Family Nomad™ Property
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How to Analyze a 5% Down Single-Family Nomad™ Property in Salt Lake City Using the latest version of The World's Greatest Real Estate Deal Analysis Spreadsheet™, we will walk through how to analyze a single-family home Nomad™ property with a 5% down payment. Learn how to analyze deals correctly and avoid buying cash flow vampires. Only buy the best…
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The ending of a Monic-era
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Well that was quite the end to an iconic season of television! I am personally sad to hear the news of Monica leaving the show, but I understand the trust was broken the minute Reality Von Tease came out. The burn book low key flopped, but Heather comes under fire for hiding the black eye and blaming production. My warm and fuzzy for the season is …
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What Affects Your PMI Rate
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What Affects Your PMI Rate Lenders prefer that you put at least 20% down, but if you push hard enough, many will allow you to put less than 20% down if you're willing to purchase insurance to protect them in case you default. This insurance is called Private Mortgage Insurance. The cost of this insurance depends on several factors. Some are primary…
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Help, I've fallen and I can't get up
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This week we got a lot of unseen footage, from Monica falling down Angie’s stairs, to Mary talking about her son’s sex life. We see a lot of Monica vs. everyone else again, but get more insight into her family history and one person seems like they will come to her side: Mary! If you enjoyed this episode please share it with your RHOSLC friends and…
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Is It Better to Rent or Buy an Owner-Occupant Property for 5% Down When Otherwise Buying 25% Down Rentals?
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You're a real estate investor looking to acquire properties by saving up and putting 25% down. Should you buy an owner-occupied property first? What if that's more expensive than renting? Should you still do it? What if it means you'll be saving less for acquiring rentals by buying an owner-occupied property first? In this comparison class, we will…
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Benchwarming bitches
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1:02:50
This week there was lots to discuss, but didn't yet get into the Reality Von Tease of it all just yet. We revisit Lisa vs. Monica from the start of the season, get a little Angie vs. Monica action as well as Angie vs. Meredith. Monica and Angie definitely had the best reads this week, but who will come out on top? If you enjoyed this episode please…
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Deal Alchemy™ - Lease-Options
27:19
27:19
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27:19
Deal Alchemy™ - Lease-Options Different real estate investors desire, prefer, and prioritize different returns. For example, many real estate investors have a strong preference for the cash flow part of their return. With Deal Alchemy™, we can manipulate returns and move them from one area to another. Or, we can move them from one or more areas to …
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