Personal finance author Bernadette Joy on money management techniques and challenges facing women of color

Charlotte Talks With Mike Collins

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Household debt in this country is high — and getting higher. According to the Federal Reserve Bank of New York, it increased by $150 billion in the third quarter of this year alone. There are those carrying a lot of debt from student loans to credit cards to car and personal loans, but personal finance author and Charlotte resident Bernadette Joy says there is a way out.

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