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Episode 14: Money, Money, Money - Financial Mistakes, Plans, and Budgeting
Manage episode 318701342 series 2994827
Контент предоставлен Amigas Marcy, Griselle, Daimy, and Michelle and Amigas Marcy. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Amigas Marcy, Griselle, Daimy, and Michelle and Amigas Marcy или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
One of our goals here at Chatting With My Amigas is that we want to get comfortable having the conversations that often make people uncomfortable. In light of this, today we broach the topic of finances. Tuning in you’ll hear about how each of our upbringings impacted the way we handle money, some of the mistakes we’ve made with our finances, and some of the hard lessons we've learned along the way. You’ll hear about the dangers and trickery of credit card debt and student loans, the value of budgeting, and how we can help the next generation learn from our mistakes. We also discuss the value of smart investing, avoiding unnecessary purchases, getting help when you’re in debt, and other valuable, honest advice. For some helpful tips on how to be responsible with your money and avoid many of the pitfalls that often land us in trouble, tune in today!
Key Points From This Episode:
- How Marcy got into and then out of credit card debt.
- What Daimy learned the hard way about credit card debt and how she educates her children.
- GG’s struggles to pay off her student loans and how she’s educating her sons about money.
- How Michelle learned the true value of money growing up in Venezuela.
- Michelle’s fear of using a credit card when she was given one after moving to the USA.
- How some of the amigas learned entrepreneurship from their parents.
- Why Daimy believes that if you really want to splurge on something, you should wait a week before you buy it.
- The value of understanding what it means to sacrifice, and how to convey that to the next generation.
- Thoughts on the saying: “Take care of the smaller cents because the bigger bucks take care of themselves.”
- The value of smart investing.
- The dangers of getting caught up in competition and getting into debt from showing off.
- The need for good guidance when you’re already in debt.
- The hard truth that nothing is free and the trickery of 0% interest.
- The importance of being disciplined with savings and bonuses.
- Closing thoughts on why you shouldn’t be chasing someone else’s wealth.
Links Mentioned in Today’s Episode:
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