98 | How To Plan Ahead And Budget For Holiday Shopping

Money Files: Wealth Over Now

Today, I am interrupting how you spend money during the holidays. So many of us overspend during the holidays because we are programmed to take advantage of Cyber Monday, Black Friday, and the endless brand deals. There is so much pressure to buy right away or risk losing out.

Stores run sales all year round. Odds are, a special holiday deal will be available later on. So, instead of impulsively buying, take a step back and make a plan before you spend. This holiday season learn new tools to help you enjoy holiday spending without regret in January when you look at your credit card bill.

Listen in as I share how I monitor my finances during the holidays. I give tips on planning and budgeting so you can give gifts you feel comfortable buying without creating unexpected credit card bills. Holiday shopping doesn’t have to destroy your finances. Tune in to learn how!

In this episode, I touch on the following topics:

[04:54] Building financial awareness

[05:50] Don’t fall victim to the pressure of sales and coupons

[09:50] Write down what you want & need during the holiday season

[12:58] Budget per person & per gift

[18:30] The gift closet

[19:35] Giving gifts to yourself

Tune into this episode of Money Files to learn how to maintain control of your finances and budget during the holiday shopping season.

Get full show notes and the episode transcript: https://wealthovernow.com/how-to-plan-ahead-and-budget-for-holiday-shopping/

Links mentioned in this episode…

Set up a call | Financial Coach Washington, DC | Wealth Over Now

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