98. Venture vs. Venture X: Which One We Would Pick If We Could Only Have One

Points Talk with the Travel Mom Squad

Welcome back, travelers! Today, we’re tackling a common question we get—choosing between the Capital One Venture and Venture X cards.

Both are powerhouses when it comes to earning travel rewards, but if you could only have one, which would it be? Alex, Pam, and Jess dive deep into the pros and cons of each card, sharing their personal takes on which one they’d pick and why.

The Basics: What Do These Cards Offer?

Before we make any decisions, let’s look at what these two cards bring to the table. With the Capital One Venture card, you'll earn unlimited 2X miles on every purchase, with no categories to track. Plus, it comes with a lower annual fee than its premium counterpart.

On the other hand, the Venture X card is Capital One’s premium travel card, offering more perks for frequent travelers. You still get unlimited 2X miles, but add in access to airport lounges and a hefty travel credit, and you’ve got a card designed for those looking to elevate their travel experience.

Which Card Fits Your Lifestyle?

Alex and Jess compare the cards side by side, highlighting which types of travelers might benefit the most from each. For those who travel occasionally and want to avoid high fees, the Venture card is a no-brainer. It offers flexibility and ease, with enough earning potential to rack up miles for annual getaways.

But for frequent travelers or anyone who loves luxury perks, Venture X is hard to beat. The lounge access alone can make the card’s higher annual fee worth it, especially if you travel multiple times a year. The additional bonus earning categories on travel also mean you’ll build up your miles faster, making it easier to fund those bigger trips.

Ready to Choose Your Card?

Whether you’re just starting your award travel journey or you’re a seasoned pro, choosing between the Venture and Venture X cards depends on your travel style and how much you value luxury perks. Hit play now to hear Travel Mom Squad's full breakdown, and start planning your next adventure using Capital One miles!

Links:

Links for This Episode:

• Capital One Venture: https://travelmomsquad.com/capital-one-venture-rewards-credit-card

• Capital One Venture X: https://travelmomsquad.com/capital-one-venture-x-rewards-credit-card

Links For All Things Travel Mom Squad: stan.store/travelmomsquad

Episode Minute-By-Minute Recap:

• 0:00 - Introduction: Kicking off the comparison between the Capital One Venture and Venture X cards.
• 2:00 - Alex breaks down the simplicity of the Venture card and why it’s great for beginners or those looking for low fees.
• 5:00 - Jess dives into the perks of Venture X, from lounge access to higher earning categories on travel-related expenses.
• 10:00 - Side-by-side comparison: Which card is better for different types of travelers?
• 15:00 - Alex, Pam, and Jess each share which card they’d choose if they could only have one and why.
• 20:00 - Final thoughts: Encouraging listeners to assess their travel habits and goals to make the best card choice for their lifestyle.