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Buy your home with a 5% Deposit
Manage episode 353690407 series 3431230
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In today's housing market, many potential home buyers are faced with the challenge of saving for a large deposit. Traditional wisdom has long held that buyers should aim to put down at least 20% of the purchase price in order to secure a mortgage. However, with home prices on the rise and many buyers struggling to save enough money, this can be a daunting task.
There areoptions out there for buyers who can't afford a large down payment. The options may be reduced, but that doesn't mean you can't find a lender that will approve your application.
Buyers who choose a 5% deposit mortgage will likely end up paying more in interest over the life of the loan, as they will be borrowing a larger percentage of the purchase price but a 5% deposit mortgage can be a great option for buyers who can't afford a large down payment.
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