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Ep 19: What To Do 6 Months Before Applying For A Mortgage
Manage episode 395588968 series 3526983
Контент предоставлен Ciaran Mulqueen. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Ciaran Mulqueen или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
This episode is a must-listen for anyone embarking on the journey of buying a home, especially focusing on the crucial six-month preparation period before applying for a mortgage.
In This Episode:
- Getting Organised: Understand why the six months leading up to your mortgage application are vital and how to best prepare during this period.
- Credit Reports Decoded: Learn the importance of checking your credit report early and how to address any unexpected issues that might arise.
- Financial Habits for Success: Discover practical tips for maintaining clean bank statements and why certain spending habits can be red flags to lenders.
- Savings Strategies: Gain insights into effective savings techniques, setting up different accounts for various needs, and how to plan for additional costs beyond your deposit.
- Mortgage Exemptions Explained: Get a clear understanding of the recent changes in mortgage lending rules in Ireland, including exemptions and how they might apply to you.
Episode Highlights:
- The significance of being financially organised before applying for a mortgage.
- The impact of your credit history and how to preemptively tackle potential issues.
- Tips on managing your finances, from avoiding gambling transactions to handling overdrafts.
- Strategies for saving effectively, including how to allocate funds for immediate needs and long-term goals.
- Understanding the nuances of mortgage lending rules and how to potentially qualify for exemptions.
Support the Podcast:
If you find value in my podcast and Instagram, consider supporting me on Patreon at patreon.com/crazyhouseprices. Your support helps me continue delivering valuable content and grants you access to exclusive bonus material, including Q&As where I answer every question sent in, and the opportunity to engage with my community of over 100,000 followers.
Stay Connected:
Don’t forget to follow me on Instagram [@CrazyHousePrices] for daily updates and tips on navigating the ever-changing landscape of the housing market in Ireland.
Subscribe and Share:
Enjoyed this episode? Please subscribe, share with friends and family, and leave me a review. Your feedback helps the podcast grow and reach more people on their journey to homeownership.
You can order my book: "How to buy a home in Ireland" here
Sponsors: Beat The Bank & Daft.ie
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