Car Titles in Crisis: What to Do When Disaster Strikes

The Expert Podcast

Episode Description:

In this episode, we discuss the impact of natural disasters on vehicle titles and the necessary steps to take when dealing with vehicle title issues during such events.

Key Points:

• Natural Disaster Overview:
  • States face various natural disasters (e.g., hurricanes, fires, hailstorms).
  • Importance of being prepared for title-related issues in these scenarios.
• Before a Disaster Occurs:
  • Ensure you have physical control of your title certificate.
  • Store your title in a safe, water/fireproof location (e.g., a fireproof bag, Ziploc bag).
• After a Natural Disaster:
  • Retrieve your title document as soon as possible to file an insurance claim.
  • Obtain a good appraisal to document any damage accurately.
  • Initial appraisals are crucial; note any potential supplemental damage that could affect the vehicle's value.
• Filing Insurance Claims:
  • File your insurance claim promptly with the title properly signed.
  • Be cautious with your signature to avoid processing delays.
  • If there's a lien holder, their signature may also be required.
• Lost Title Replacement:
  • If the title is lost, file for a duplicate replacement title immediately.
  • Instructions for filing can be found on cartitles.com.
  • Understand the DMV process, including potential notarization and ID verification.
• Additional Resources:
  • Access our website for more information on vehicle titles and the replacement process.
  • Title consulting services are available for personalized assistance.
• Call to Action:
  • Explore more videos on our channel for related information and assistance.