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#50 Assume you won't get the State Pension when planning retirement
MP3•Главная эпизода
Manage episode 371269543 series 2838867
Контент предоставлен The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
To include the State Pension or to ignore the State Pension, that is the question…when you’re retirement planning. If you’re a millennial (born between 1981 and 1996) or later, I’ve come to a bold conclusion: it’s best to assume you won’t receive a State Pension, when you’re planning how much to save for retirement. Let me explain why… While it's likely that some form of State Pension will persist, I believe there’s a good chance that it will become much less generous or that the state retirement age will increase even further. It is also possible that it will become means-tested so only the least well-off will receive it. Because the UK population is ageing and, as a result, the cost of the State Pension is increasing, one or all of these possibilities is almost inevitable. Listen to this episode to discover why it's most prudent for your financial plan to assume a State Pension will not materialise... Get resources and comment on LinkedIn: https://www.linkedin.com/pulse/state-pension-sustainable-so-assume-you-wont-get-when-heather Ask me a question: www.katsonga.com/coach.html Support the podcast: In $: www.buymeacoffee.com/TheMoneySpot In £: www.patreon.com/TheMoneySpot Your way: www.paypal.me/katsonga
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51 эпизодов
MP3•Главная эпизода
Manage episode 371269543 series 2838867
Контент предоставлен The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией The Money Spot™ - UK Personal Finance and Heather Katsonga-Woodward или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
To include the State Pension or to ignore the State Pension, that is the question…when you’re retirement planning. If you’re a millennial (born between 1981 and 1996) or later, I’ve come to a bold conclusion: it’s best to assume you won’t receive a State Pension, when you’re planning how much to save for retirement. Let me explain why… While it's likely that some form of State Pension will persist, I believe there’s a good chance that it will become much less generous or that the state retirement age will increase even further. It is also possible that it will become means-tested so only the least well-off will receive it. Because the UK population is ageing and, as a result, the cost of the State Pension is increasing, one or all of these possibilities is almost inevitable. Listen to this episode to discover why it's most prudent for your financial plan to assume a State Pension will not materialise... Get resources and comment on LinkedIn: https://www.linkedin.com/pulse/state-pension-sustainable-so-assume-you-wont-get-when-heather Ask me a question: www.katsonga.com/coach.html Support the podcast: In $: www.buymeacoffee.com/TheMoneySpot In £: www.patreon.com/TheMoneySpot Your way: www.paypal.me/katsonga
…
continue reading
51 эпизодов
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