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Not Every Risk is Insurable
Manage episode 421956645 series 3549224
Контент предоставлен Barry Rabkin. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Barry Rabkin или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
I discuss why cyber risk is not insurable considering 6 factors:
1. Large number of exposure units;
2. Accidental / Random and unintentional loss;
3. Determinable and measurable loss;
4. No (ruinous) catastrophic loss;
6. Economically feasible premium.
If there is only one "NO", then the risk (cyber risk in this case) is not insurable.
My LinkedIn home page is: https://www.linkedin.com/in/barryrabkin/
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The first book I wrote about the insurance industry and technology is titled:
"From Stone Tablets to Satellites: The Continual Intimate but Awkward Relationship Between the Insurance Industry and Technology"
It is available on Amazon in several formats: Kindle, Paperback, Hardcover, and Audible.
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Please send me topics that you would like me to discuss to my LinkedIn page or by commenting on my WordPress blog about podcasts: https://rabkinsopinions.com/2024/01/09/updated-announcement-a-podcast-series-launched-by-barry-rabkin-in-january-2024/
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