Episode 21: Things To Do Before Buying A House In The Bay Area

Theresa Wellman - Realtor, Homeowner Experience

Curious about what things to do BEFORE buying a house? Check out this episode for steps to buying a house for the first time. These 8 first time home buyer California pre-house shopping steps are tips on how to buy a house in the bay area.
Watch more home buyer videos on my playlist! https://bit.ly/2lJQHJq
DOWNLOAD MY HOME BUYER's GUIDE: http://bit.ly/SJHomeBuyGuide
Things first time home buyers need to know:
📍 1. Research home buying process and local market
a. DOWNLOAD the Home Buyer’s GUIDE - http://bit.ly/SJHomeBuyGuide
b. https://homeownerexperience.com/buying-a-house-checklist-home-buyin-process-flowchart/
c. Is it a buyer or seller market? - https://youtu.be/kPFfqa3Xzms
d. San Jose Market Trends –
i. READ https://homeownerexperience.com/san-jose-real-estate-market-trends/
ii. or WATCH http://bit.ly/SanJoseMarket
📍 2. Take a serious look at personal finances, credit, budget and clean up where possible
a. https://www.mint.com/
b. https://www.freecreditreport.com/, CREDIT SCORES –
i. Under 580 is poor
ii. 580 to 669 is fair
iii. 670 to 739 is good
iv. 740 to 799 is very good
v. 800 to 850 is great
📍 3. Understand where you want to live and what you can afford
a. Use Mortgage calc, realtor.com https://www.realtor.com/mortgage/tools/mortgage-calculator/
b. Looking in San Jose? San Jose Best Neighborhoods - https://youtu.be/98q2e2KZbJU
📍 4. Find an experienced LOCAL realtor in your target area
Check out my YouTube video and its description to find more valuable information! https://youtu.be/7gy835WLiws