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Debt Free in 30

Doug Hoyes

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Еженедельно
 
Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
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Black, Married & Debt Free Podcast

Black, Married & Debt Free

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Welcome to The Black, Married and Debt Free Podcast with Shyra and Marques. The #1 Marriage and Finance Podcast! We share our wealth building journey and interview some of the most successful people about Investing | Real Estate | Early Retirement and more. We talk a little Pop Culture also 😉.
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The Debt Free Mom Podcast

Carly Hill

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On the Debt Free Mom Podcast, we answer the everyday questions that keep you from experiencing progress and contentment in your home finances. Host Carly Hill (aka Debt Free Mom) sits down with a guest and dives into a specific roadblock in their money management. Each episode uncovers the reality of where your money is going, builds a realistic plan for reaching your goals, and establishes the healthy money mindsets needed to make that plan stick. Want to join Carly as a guest on the show t ...
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Debt-Free Millionaire

Zack, with the Debt Free Millionaire Brand

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With two books about to be published and a new video game for youth, and adults, this podcast should take off quickly. We will be bringing on CPAs and real estate investors to talk through the process of becoming a Debt-Free Millionaire, or to go the other way and be okay with debt and become a millionaire. We let you make the ultimate decision but we will give you what you need to get there. Talk to you soon. Thanks to Xogos Gaming for sponsoring this podcast and for creating our game. We a ...
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The Debt Free Dad Podcast

Brad Nelson

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Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad shares tips, tricks, and life lessons that have helped him, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small ...
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Debt-Free Latina

Mayra Alejandra Garcia

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Join financial coach Mayra Alejandra Garcia as she teaches how to grow your net worth and become a Debt-Free Latina! The purpose of this show is to inspire and motivate you to pursue your financial goals and be wise with your money.
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Debt Free Physical Therapy

Emma Shapiro

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This is the Debt Free Physical Therapy Podcast, where I discuss career options, repayment strategies, and entrepreneurship to conquer your student loan debt and become an amazing clinician while living financially free!
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Debt Free Destiny

Chris

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Join me and my personal journey towards paying off all of my debt and mortgage in the next 7 years and 8 months (starting May 2019). Support this podcast: https://podcasters.spotify.com/pod/show/debtfreedestiny/support
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The Debt Free Canadian Podcast

Robert Borgersen

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My name is Rob, and my goal is to guide Canadians in a proven process to pay off debt, be intentional with their money, and live with outrageous generosity. Are you ready to tell your money where to go, rather than wonder where it all went? YOU CAN DO IT and it's TOTALLY worth it.
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Debt-free Thirty

Debt-free Thirty

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I have over half a million of credit card debt. My house is still in mortgage. I am in a sink hole. This podcast is about my quest to be debt-free. Join me as I share my journey to become debt-free. No scratch that I want to more than conquer debt. I want to be financially free.
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Welcome to Money Matters - INvesting to Live Debt Free, the podcast dedicated to helping you develop smart financial habits and create a life of financial freedom. You will be provided insights and guidance on how to maximize your wealth and minimize debt, so you can enhance your lifestyle and make your money work for you. Tune in to learn how to leverage what you have to buy your first home, refinance your current mortgage and build a wealth portfolio so you can meet your financial goals in ...
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Debt Free Life

Richard Sklar

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David Sklar & Associates Inc. is a supportive and caring firm of Licensed Insolvency Trustees, that help people erase their debts through a wide range of services. The team consists of knowledgeable, experienced, caring individuals who all have the same goal, to help you take control of your financial problems and move on to a better life. This podcast will cover topics such as Consumer Proposals, Credit Counselling, Division 1 Proposal, Personal Bankruptcy, Debt Consolidation, Student Loans ...
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Ready to ditch debt, retire sooner & live life on your own terms? Only 54% of Gen Xers feel prepared for retirement and 22% believe they will live a comfortable lifestyle – so if you’re feeling like your finances are a hot mess, you’re not alone! I’m Dalene Higgins, founder of Elevate Finances & Money Coach for GenXers. It’s time to stop avoiding your finances and start having CONFIDENT conversations about money. Join me every week to talk about personal budgeting, debt payoff, saving for re ...
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Are you a full-time working mom who has been blindsided by your child’s disability diagnosis? Do you struggle to afford medical bills, special equipment, therapies, and caregivers- while you continue to further drown in debt? Do you wish that you had step-by-step financial guidance so you could attain the financial stability you desire and spend your precious energy focusing on your special needs child? You are in the right place. My mission is to equip special needs moms just like you to cr ...
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Doug is joined by Amanda Clayman, a financial therapist specializing in helping clients understand how their thoughts, feelings, and past experiences shape their financial choices through Cognitive Behavioral Therapy. Her expertise has been highlighted in various media outlets including CNBC, Forbes, The Wall Street Journal, The New York Times, and…
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Simplified Explanation: Like buying a personal home, you will find opportunities to buy houses at a low price and this will provide a way for you to buy, fix and either sell or rent it to someone needing housing. If you find a house low enough and can sell it for a large profit, it frees money to buy another, larger house at equal value to the pric…
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In this episode, Brad Nelson, the founder of Debt Free Dad, shares his personal journey of decluttering and the profound impact it had on simplifying his life and managing finances. After overcoming a personal tragedy and paying off $45,000 in debt, Brad offers insights into the value of intentional buying, the difference between needs and wants, a…
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What do you do when you're ready to budget and send money to goals but your spouse isn't? Today's episode is with Rachel Parker who is a wife, a mom of two, and a teacher's assistant. Rachel and her husband realized that they needed to clean up their finances in a big way. Now they're working through building a realistic budget and learning to stic…
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Hello, my friends, this is Dave Denniston, and welcome back to another episode of Freedom Formula for Physician's Podcast. The podcast is dedicated to helping doctors like you slash your debt, slash your taxes and live a liberated lifestyle. As you know, there has been a lot of focus on tax reform. This will be my final one for the current future, …
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Simplified Explanation: Real Estate is the buying and selling of real property, or buildings and land that have a monetary value to another party. If you can find deals and buy a piece of property, like a house, and you can fix it up or hold on to it long enough, the value almost always increases. Real Life: Real Estate is a very large subject. So …
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Simplified Explanation: Animals are not always the easiest thing to handle. Sometimes, they are messy, need a lot of attention, and cost a lot of money to care for. They also, bring a lot of love, interest, and are great companions to have around. So, as with being intentional in life, if you are considering having of having a pet, there are some t…
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Simplified Explanation: Things happen in life that we have no control over, but we do control how we will respond. The story of my heart is a fact, I have dealt with death every day of my life and now, I don’t worry about death. I won’t leave this life any faster than I am permitted. These events are to give us strength and understanding and withou…
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Show Notes: Welcome to Episode #36 where I teach how to gain back your ground after a shopping spree financial crash. Tune in to this episode and learn basic strategies on how to assess the situation, and create a plan to connect with yourself so you can use your experience for growth and financial stability. Learn – www.dianagalas.com Discover - s…
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Today, we're diving into the world of savings accounts and uncovering the best options to match your financial aspirations. In this episode, I cover the following topics: Various savings account options and how to choose which aligns best with your goals Understanding the importance of defining your goals and prioritizing them to create an effectiv…
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Brad Nelson, a financial coach who paid off $45,000 in debt, interviews Carla, a member of the Roots program. Carla shares her remarkable journey of saving and paying off thousands of dollars in just five months. The discussion covers the struggles with debt, ineffective solutions from the past, and the strategies that led to Carla's financial turn…
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Simplified Explanation: Every two weeks or twice a month, you will receive a check or money will be deposited into your bank account based on an agreed upon amount you contracted with your employer before you started working for them. If you negotiate with them, you will be receiving an acceptable amount that both sides can work with. Real Life: Pa…
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Doug and Ted sit down to chat about the 2024 federal budget. Believe it or not Doug actually read the entire budget! They discuss taxes, what a budget means, making tax filing automatic, government single sign-in portal, reducing CRA call centre wait times, NSF fees, free and affordable bank accounts, cell phone charges, credit reports, and payday …
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Simplified Explanation: When you have paid off your debt, built up your emergency fund, and have excess money collecting in your savings, money that you don’t need for a while or until retirement, then you can invest that and grow it. When you are debt free and these investments - including a paid off house – add up to $1,000,000, only then are you…
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Hello, my friends, this is Dave Denniston, and welcome back to another episode of Freedom Formula for Physician's Podcast. Joining us for this episode is a three-time guest. He is an author, mortgage lender, specializing in physicians, dentists, CRNAs, and PAs, and you'll hear him on his own podcast, Physician Financial Success Podcast. Please help…
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Simplified Explanation: What is Savings? Savings is, of course, how much money you have stored to be used in the future. It can be saved in your mattress, in a box, or in your pocket, but most commonly, larger sums of money are stored in a bank. Savings is not something you grab from for any small thing you want, but rather money you accumulate ove…
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Are you considering welcoming a furry friend into your life? Before you take the plunge, it's essential to understand the financial responsibilities that come with pet ownership. In this insightful blog post, Amber, the host of the Debt Free Dad podcast, shares her personal journey as a pet owner and the significant financial implications it brough…
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Simplified Explanation: How much do you owe all together? This includes car, home, school and personal loans. Do you owe the utility company for late payments or a credit card? This, all together, is a specific number, weighing you down every minute of every day. Real Life: Debt is a type of modern-day “indentured servitude”. You work just to pay y…
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Simplified Explanation: Owning a business gives you more freedom, more time flexibility, more satisfaction, and more opportunities to make a difference in the world. It also brings more frustrations, more hours to work, more risk, and more stress. It is not for everyone. But, when your company is making more money than you are spending to run it, y…
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Simplified Explanation: The government needs revenue to run itself and govern the country, and decided that income tax was the best way to accomplish this. They are demanding you pay your share of the expense of the government’s existence, by giving them a percentage of your income in each paycheck, and at the end of the year, whether you work full…
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This episode will help you create a successful foundation for your personal savings plan. Learn how to focus on your why and how to determine specific purposes to help you define the need for savings Hear relatable stories illustrating the impact of not saving and how it perpetuates financial struggles Explore common myths about saving and why they…
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Show Notes: This episode is about money wasting and about common ways of how unintentionally ending up with no money at the end of a month. Whether it’s emotional buying or quick convenience purchases, let me help you get control over your spending in a nonrestrictive way, giving you the freedom to put your money where it serves you the best. Check…
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Debt can be a daunting and overwhelming burden for many individuals, but it is essential to remember that there is always a way out. In a recent episode of our podcast, we discussed what we would do differently if we had to tackle debt all over again, armed with the knowledge and experience we have gained on our journey to financial freedom. The in…
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Do you find yourself building budgets that look great on paper, but then once your pay period starts, you struggle to stay consistent? In this episode of the Debt Free Mom podcast, our guest Ali, a social worker, wife, and mom, delves into her personal challenges with creating budgets that work on paper but fail in practice. She discusses the addit…
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How much does it cost to own a pet? Join Doug and special guest Maureen Parent as they break down the expenses, from breeder fees to food, vet bills, travel, dental, training, and more! Maureen offers valuable tips for managing your pet's expenses while avoiding debt. Time Stamps: 00:00 Introduction 02:05 What are the upfront costs of owning a pet?…
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Here are the articles that were mentioned during the podcast and the source of the graphs we used: Economic News Release Schedule: https://www.marketwatch.com/economy-politics/calendar Leading Indicator News: https://www.conference-board.org/topics/us-leading-indicators DXY News: https://www.nasdaq.com/articles/us-dollar-dxy-index-news:-strengthens…
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Welcome back my friends to the latest episode of Freedom Formula for Physicians' Podcast. I'm honored to have a guest on here with us today that has tons of experience in podcasting. With over 6 million downloads of his podcast and an accomplished career in the financial world, he is now enjoying life, traveling the world, and helping people with f…
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NEW DEBT (TRANSPORTATION) (W5:D4) First, before you buy a car, think about where you live. Do you need to buy a car, or would public transportation be more economical for you, at this time? Not everyone needs a car. Is your business far away from the subway? Most people in New York either walk or take the train to work each day. Is it crammed and a…
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What would you do if your boss called you into their office today and let you go without any notice? That just happened to several of my friends recently and we discussed kind of obviously the panic that sets in, but we put together three steps and some tipes that you can do now to prepare for an emergency or unexpected job loss. What you will lear…
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Being Intentional: If you are intentional, you can make $100,000 off the next house you own. Here are some tips when buying a home. Buy in an area that is just about to take off. We bought our fourth house in an area that, unbeknownst to us, was about to take off. The city had just passed a bill that paid the business storefront owners to renovate …
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The American dream has always been to own a house; but is it the wisest investment? The way most people buy a home is like a Savings Account, and you pay very large fees. Some financial gurus will tell you it’s a bad investment, and you would be better off renting a house. Consider this though, when you buy a house, let’s say for $200,000, you will…
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Show Notes: In this episode, I am giving you a simple formula to help you optimize your family money system to get you out of debt. Whether you are starting over on your financial journey, starting for the first time, or changing financial directions this episode will share exact strategies to create money systems in your home so you can sleep bett…
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Navigating the Journey with Aging Parents as a Caregiver with Richard Hirsch Guest Richard Hirsch has been involved in the medical alert system industry for approx. five years currently the Chief Marketing Officer of UnaliWear. They are the makers of the most innovative medical alert system in the industry. Rich also has a 94-year-old mother living…
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Money dysmorphia is a condition that affects individuals' perceptions of their financial situation, often leading to unhealthy behaviors and attitudes toward money. In a world where social media and technology amplify these distorted perceptions, it's crucial to dive deep into the topic of money dysmorphia and seek ways to battle it effectively. Wh…
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NEW DEBT (HOME OWNERSHIP) (W5:D1) Let's try some vocabulary today. Do you know these words? Before we teach you about homeownership, let’s talk about a few vocabulary words having to do with real estate, both for personal and commercial use: Closing – This is the day that you sign the contract to buy the house, the previous owners are paid by the l…
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In today's episode of the Debt Free Mom podcast, we're talking about medical expenses. How do we get ahead with the other goals we have for our money when we constantly feel like we are paying for medical expenses that happened a long time ago? Sarah Gonzalez, a mom of two, comes on to talk about how she is going about paying off past medical expen…
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