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Camilla, a teacher in her late thirties, is ready to pull back from full-time work and travel the world. Despite paying off significant student debt by teaching overseas, she has deep-seated money anxiety stemming from a difficult childhood and fears running out of funds. With $800,000 saved, Camila’s wondering how to withdraw her retirement savings in a tax-efficient way while ensuring her portfolio’s continued growth. In this episode, Camilla sits down with Crystal, a Morgan Stanley Financial Advisor, and discusses her options, including tax-loss harvesting to offset capital gains taxes, Roth IRA conversions and a high-yield emergency savings fund . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences, or review our “Understanding Your Brokerage and Investment Advisory Relationships” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf. When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters. Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates. Not all products and services discussed are available at Morgan Stanley. Morgan Stanley Smith Barney LLC, its affiliates, Wealth Management Head of Health and Wellness Education, Financial Advisors or Private Wealth Advisors (collectively, “MSSB”) at times may discuss strategies for navigating healthcare issues. In doing so, MSSB may rely on and provide you with health and medical news or information. MSSB makes no representation as to the accuracy of this information. MSSB is not providing medical advice to you in this regard. You are encouraged to consult with your health and medical professionals for any matters involving your personal health care issues or other medical matters. Nothing herein shall be construed as investment advice of any kind or a recommendation of a specific healthcare company or service provider, as applicable. © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4753386 (08/2025)…
Sprite Castle
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Контент предоставлен Rob "Flack" O'Hara. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Rob "Flack" O'Hara или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
Commodore 64 (C64) Games Review and Discussion
…
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105 эпизодов
Отметить все как (не)прослушанные ...
Manage series 1064466
Контент предоставлен Rob "Flack" O'Hara. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Rob "Flack" O'Hara или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
Commodore 64 (C64) Games Review and Discussion
…
continue reading
105 эпизодов
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1 Sprite Castle 102: Wayout 1:06:00
1:06:00
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In this way out game, find your way out in this 1983 gem from Sirius Software, WAYOUT! Support Sprite Castle at Patreon.com/RobOHara iTunes | RSS […]
Most people like or at least tolerate Wolverine and the Pyromaniac were not like most people, and in the early 80s these two miscreants got […]

1 Sprite Castle 100: Victory Lap 1:26:02
1:26:02
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Guys, we did it! We made it to 100 episodes! On this episode of Sprite Castle I’m taking a victory lap to talk about the […]

1 Sprite Castle 099: Golden Axe 1:02:56
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In this game you can choose from three warriors, each with an axe to grind… a GOLDEN AXE Support Sprite Castle at Patreon.com/RobOHara iTunes | […]
Inspired by my recent trip to the UK I decided to try a game from across the pond. It’s SPINDIZZY! Support Sprite Castle at Patreon.com/RobOHara […]
One of my favorite C64 games! Collect flags, smash enemy cars, and travel… UP’N DOWN! Support Sprite Castle at Patreon.com/RobOHara iTunes | RSS | Facebook […]
This week we’re looking for a hero to pilot a helicopter into enemy lines and rescue 64 hostages in this week’s game, CHOPLIFTER! Support Sprite […]

1 Sprite Castle 095: Bard’s Tale 1:08:28
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And so today, so shall I say, we shall revisit, Skara Brae! One of the greatest Commodore 64 fantasy RPGs of all time, BARD’S TALE […]
On this episode we use the Force and revisit an updated version of a game was was originally released 40 years ago… THE EMPIRE STRIKES […]
After releasing Summer Games and Summer Games II, Epyx went back to the races a third time with THE GAMES-SUMMER EDITION! Support Sprite Castle at […]
It’s a super sprint to the finish in this week’s game… well, SUPER SPRINT Support Sprite Castle at Patreon.com/RobOHara iTunes | RSS | Facebook | […]
Climb levels to chase a gorilla throwing things at you. In this episode, it’s on like Donk… CONGO BONGO! Support Sprite Castle at Patreon.com/RobOHara iTunes […]
Inspired by Q*Bert, this Commodore 64 game puts a spin (and a pogo stick) on this game starring POGO JOE! Support Sprite Castle at Patreon.com/RobOHara […]
Boomerang swords, the villainous Volta, the… orange hair? Dear, Crom! It’s CONAN Support Sprite Castle at Patreon.com/RobOHara iTunes | RSS | Facebook | Twitter | […]
The sorta-sequel to Winter Games by Epyx: it’s THE GAMES-WINTER EDITION! Support Sprite Castle at Patreon.com/RobOHara iTunes | RSS | Facebook | Twitter | WWW […]
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