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SpokenOutLOUD

jamie

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Where real life, modern, todays young Christians discuss real topics in a raw, uncensored manner. The revolution :) Support this podcast: https://podcasters.spotify.com/pod/show/spokenoutloud/support
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Listen While I Drive

Jonnathan Alcantara

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Let's talk about stuff and things, and which one is better. For the past 8 years, I've been working on a hobby, thats turned into a project of passion, and then into an idea for a company. I want to give storys a new outlet, a new option for the manner in which they are delivered. It doesn't have to be so singular.
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Mr. Stillman's Opus

John Stillman

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Financial and retirement guidance from John Stillman, founder of Rosewood Wealth Management. Serving Durham, Chapel Hill, and the rest of the Triangle. Make sure your finances are designed to deliver you a harmonious retirement.
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The Financially Sharp (F Sharp) Podcast

The F Sharp Podcast

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Welcome to the F Sharp Podcast Presented by Harmoney Wealth PLLC - a podcast geared to educate you on all things financial. Co-hosts Tanner Bortnem and Adam Henning discuss various financial topics presented in a consumable and entertaining manner. Tanner is a CERTIFIED FINANCIAL PLANNER™ professional, JD and financial expert, while Adam is a marketing professional and small business owner. This podcast is for informational and entertainment purposes only, and should not be relied upon as a ...
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First published anonymously due to its seditious content in 1776, the pamphlet argues for the need of American colonists to pursue complete independence from Great Britain, and not be driven simply by the urge to free themselves from unfair taxation. Paine provides argumentation for his revolutionary ideas, suggesting the unification of colonial forces to achieve this goal. Furthermore, Paine strengthens his case by clearly asserting the advantages that would come out as a result of independ ...
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Connect Our Elders believes that to appropriately care for our Nation’s Elders it is not enough to just look at things in a compartmentalized manner as issues arise.We must be proactive in educating our Elders about adequate planning as far as finances, estate planning, trusts, etc in addition to letting them know proactively about all of the various levels of care on the continuum, how they work together, how each is paid for, as well as the community resources, technology solutions, and ot ...
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Love In Your Life

Dolah Saleh

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This show speaks about finding & keeping love in your personal & professional life. Loving who we are, having loving relationships and loving what we do for a living are essential ingredients to experiencing a happy and successful life. How we achieve that is told in examples through interviews with others who have struggled with life's biggest questions. We also hear about the host's experiences over the course of more than 20 years helping others in transition after an involuntary job loss ...
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Audio Journal of Oncology Podcast

Audio Medica News

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As the leading authoritative, peer-reviewed audio source of oncology clinical news for clinicians and healthcare professionals, the AJO Podcast regularly brings you exclusive interviews with the world's leading researchers and clinicians responsible for pushing out the boundaries of science and practice. Medicine, screening, radiotherapy, surgery, clinical trials, cancer care, epidemiology and prevention are covered impartially to give busy cancer professionals access to conversational spoke ...
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WORK IT LADY PODCAST- PODCAST FOR ALL WOMEN! SPECIAL TOPICS FOR MOMS!Hey Girl! Join the tribe! We've got something for everyone! The goal at WORK IT LADY PODCAST is to bring young ladies, single women, married women and mom's information that will help them have happier and healthier lives. The goal is to help you to think outside the box regarding everyday aspects of life that all women must navigate.Topics on women's health, women's mental health, society & culture, entrepreneurship, small ...
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It can be challenging for a lot of folks to think about legacy planning because it takes a lot of forward thinking. Not everyone wants to plan that far ahead, but for some, it’s incredibly important to leave their loved ones with an inheritance. Today we are answering a question from someone who wants to leave money for their children and grandchil…
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THIS IS A MUST LISTEN! YOU KNOW MOST OF US GOT ANEXIETY AROUND HEALTH PROCEDURES. INSTEAD OF LISTENING TO THE FEARS LISTEN TO SOME FACTS AND A CONVERSATION THAT GIVES FACTUAL REASONS NOT TO FEAR. I USE TO BE AFRIAD OF IT ALL TOO. HOPE THIS EPISODE HELPS YOU! MULTIPLE REASONS NOT FEAR DIAGNOTIC TESTING MAMMOGRAMS RADIATION CT SCANS BLACK WOMEN'S HEA…
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Instilling good financial habits in children starts at a young age, but that doesn’t mean that every lesson will stick in adulthood. Once your kids start working and earning significant money for the first time, it’s pretty common to put spending ahead of saving. As parents, we want to help them establish good financial habits but what’s the best a…
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With college costs continuing to rise, some grandparents wonder if there’s anything they can do to help ease the burden of college expenses for their grandchildren. Today we’ll explore the best strategies for those who want to support their grandchildren’s college education without compromising their own financial stability. The 529 plan gets most …
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It’s not uncommon for children to stay on their parent’s payroll in some capacity when they’re adults, but that could end up impacting the parent’s ability to retire. At what point do you move your kids off of the payroll and what’s the best way to handle that conversation? In this episode, we’re going to address this situation and talk about how i…
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IN THIS EPISODE I SHARE 3 MAIN REASONS REASONS WOMEN ARE CHOOSING TO STAY SINGLE, WORKING WOMAN, SINGLE LIFE, WOMEN WORLD WIDE ARE CHOOSING TO STAY SINGLE BY CHOICE. MORE AND MORE WOMEN ARE CHOOSING TO STAY SINGLE. BENIFITS OF STAYING SINGLEClari
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When you have multiple IRAs, managing them across different platforms and figuring out your RMDs for each account can be a little bit tricky. So what’s the best way to manage these accounts? Should you consider consolidating your IRAs? Today’s featured question comes from a comment left on one of our previous videos so thank you for the contributio…
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Inheriting assets can be a life-changing financial boost, but it often comes with a maze of tax implications and decisions. In this episode, we will answer a question about an inheritance and lay out the tax considerations for a variety of assets to help you better understand what you might owe. Discover how to navigate the tax implications of IRAs…
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IN THIS EPISODE WE SHARE THE ONGOING SITUATION WITH YOUNG KIDS DISTROYING ULTA AND SEPHORA STORES SEPHORA KIDS, ULTA KIDS, SKINCARE, DRUNK ELEPHANT, KIDS SHOPPING AT SEPHORA SEPHORA REELS, SEPHORA SEPHORA KIDS & ULTA KIDS ARE RUINING EVERYTHING-SEPHORA KIDS, ULTA KIDS, SKINCARE, DRUNK ELEPHANT, KIDS SHOPPING AT SEPHORA SEPHORA REELS, SEPHORA…
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Retirement planning doesn’t have to be overwhelmingly complicated. It certainly doesn’t have to be as complicated as some people make it. In this episode, we unravel the unnecessary complexities often woven into the fabric of retirement advice. We’ll debunk some myths, simplify strategies, and uncover the beauty of simplicity and straightforward re…
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IN THIS EPISODE I SHARE HOW TO OVERCOME SOME OF THE HEALTH CHALLENGES ASSOCIATED WITH SEDENTARY LIFESTYLES. IF YOUR A REMOTE WORKER, WORK IN THE OFFICE 9-5 AND SIT IN TRAFFIC OR JUST A HOME BODY THIS INFO COULD BE HELPFUL.Clari
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What should you do with an old 401k that you’re still holding onto from an previous employer? Does that answer change when the market is performing well and your account is generating strong returns? Let’s take a closer look at the rollover IRA and whether it’s something that you should be doing with your old 401k accounts. The primary reason someo…
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No one has a crystal ball that will tell them what will happen with tax rates in the future and we certainly can’t predict what will happen, but the expectation for many people is that rates will only be going up from where they are right now. With that in mind, does it make sense to sell investments off ahead of those possible tax increases in ord…
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LET'S FACE IT. IT IS NOT ALWAYS PRACTICAL TO NEVER EVER EAT FAST FOOD. IN THIS EPISODE I SHARE A FEW RANDOM WAYS TO MAKE BETTER FOOD CHOICES WHEN WE EAT FAST FOOD. HEALTHY FOOD OPTIONS AT FAST FOOD RESTAURANTS WOMEN'S HEALTH NUTRITION COACH HEALTHY LIFESTYLEClari
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The IRS first made significant changes to the stretch IRA with the introduction of the SECURE Act in 2020, and they’ve since made a few updates. Now the IRS has tweaked things even further for 2024 and we’re going to fill you in on what you need to know in this video. We’ll discuss the implications of the recent changes made by the IRS, including t…
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Whether you're a young professional, just starting a family, or looking to optimize your savings, this episode is packed with insights to help you make the most of your HSA. In this episode of the Financially Sharp Podcast, we cover the pros & cons of HSAs and then give you real-life situations of when to use them to your benefit. HSAs are a fantas…
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IN THIS EPISODE I SHARE SOME EASY WAYS TO GET MORE MOVEMENT IN. REASONS ALL WOMEN BUT ESPECIALLY NEW MOMS AND WOMEN WITH SEDENTARY LIFESTYLE SHOULD EXERCISE AND MOVE THEIR BODIESClari
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The housing market remains strong in North Carolina and throughout much of the country, which creates an interesting option for many people moving in retirement. Should you go ahead and sell your home to take advantage of the current home values and rent until you’re ready to buy your next place? Today we’ll tackle a question that came in to us rec…
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Are you in your early 50s and dreaming of retiring early? It’s a feasible goal with the right financial planning but there are milestone ages that you need to take into account. Retiring early means different things to different people. For some, it's bowing out before the traditional retirement age, while for others, it's about clocking out perman…
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IN THIS EPISODE I SHARE MY EXPERIENCE GETTING THE HPV VACCINE AS AN ADULT. I SHARE MULTIPLE REASONS IT BENIFITS ALL OF OUR HEALTH TO GET THE HPV VACCINE. IF YOU THOUGHT YOU OR YOUR KIDS DID NOT NEED IT YOU DO! THE REASONS WHY ARE SHARED IN THIS EPISODE. HPV VACCINE FOR UP TO AGE 45, REASONS FOR EVERY WOMAN AND CHILD TO GET THE HPV VACCINE, HPV PODC…
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The idea of retirement is one that’s filled with plenty of rest and relaxation, but the reality is stress doesn’t go away. From losing the structure of a daily routine to the challenges of socializing and finding a new purpose, the pitfalls of retirement can certainly increase the stress you’re feeling. We heard from someone recently who had this c…
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We’re just a few months away from another election and everyone anticipates it being another year, so what does that mean for your investments? When uncertainty starts to increase, there’s often a strong marketing push for buying gold, but is now a good time to do that? Today we’ll answer that question with a discussion on the role of gold in your …
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As you approach retirement or begin that next stage of life, the financial goals shift to protecting what you’ve saved. There are different ways to accomplish that goal, but with the volatility we’ve seen from the market, does it make sense to move to cash to be safe? Here’s the question we’ll tackle in this video: I haven’t decided on a specific r…
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A common situation that many couples have to face is one spouse being older than the other and worrying about how to protect them financially should something happen. What’s the best way to ensure they are taken care of after you’re gone? Is a big life insurance policy a good option? In this video, John will weigh in on this scenario and answer a q…
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Market update! We are off and running to start 2024! The S&P 500 wrapped up a strong quarter with a gain of 10.2%, marking its strongest first quarter performance in five years. Four sectors notched double-digit gains. Led by energy (13.5%) The only sector that declined in the first quarter was real estate. Bankman-Fried convinced on all seven coun…
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THERE HAS BEEN A LOT OF TALK AROUND LAWSUITS FOR HAIR RELAXER MANUFACTURERS REGARDING UTERINE CANCER DUE TO USE OF HAIR RELAXERS IN BLACK WOMEN ESPESSIALLY. BRAZILAN BLOW OUTS AND KERATIN TREATMENTS ARE USED BY POTELTIALS.Clari
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For most people, investing strategies change as you age because you want to protect what you’ve earned rather than chasing bigger returns. But what if you have more than you’ll need for retirement in your IRA? Is that a time when being aggressive makes sense or should you still take a more conservative approach? In this video, we’ll be answering a …
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As much as any other threat, recognizing and avoiding scams has become a necessary skill for today’s retirees to develop. Technology continues to evolve at a rapid pace, which makes it more and more difficult to stay on top of the latest scams. This episode will highlight the most common financial scams being used right now to help you better recog…
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IN THIS EPISODE I SHARE MY TWO CENTS ON THE KIDS MOVIE MIGRATION FROM ILLUMINATION STUDIOS. EVEN IF YOUR NOT A KID OR HAVE KIDS YOU WILL LOVE THIS MOVIE! MIGRATION MOVIE REVIEW, ILLUMINATION STUDIOS, KIDS MOVIE REVIEW, FAMILY MOVIESClari
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It’s not all that uncommon to hear from someone who was given the option of a severance package and pension buyout years ahead of when they actually planned on leaving work to retire. Is it worth taking the offer and leaving your job or does it make more sense to continue working? We received a question recently from someone in this situation: I’m …
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A common area where people struggle with their finances is simply just making decisions. It’s easy to fall into the trap of overthinking, to the point where you talk yourself into circles and fail to ever make a choice. You’ve probably heard the phrase ‘paralysis by analysis’ before but it often applies to the financial industry as well. We have a …
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@workitladypodcast Girl! One of these is a must-have a for those stretch marks on the booty! GOLD BOND RETINOL LOTION REVIEW GOOD MOLECULES SERUM REVIEW SKINCARE REVIEWS BEAUTY REVIEWS SKINCARE REVIEWS Ready to upgrade your skincare routine? Join us as we explore the latest skincare products and share our honest opinions in these skincare reviews. …
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It’s not uncommon for someone to retire early but still not feel totally comfortable with the idea of not earning a consistent paycheck. It’s a complete shift in thinking and unless you’ve done solid planning, there might be a little doubt still lingering in your mind. So how do you know when you have enough to retire? Better yet, how do you get th…
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@workitladypodcast Dabble and Dollop Product Review, Baby Skincare Reviews, Baby wash Reviews, Skincare Reviews, Kids Vegan Body Wash for Kids Vegan Baby Body Wash Dabble and Dollop Vegan Skincare, Baby Skincare Reviews, Baby Wash Reviews, Skincare Reviews, Kids #veganskincare #veganskincareproducts #kidsskincare #bathbomb…
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IN THIS EPISODE I SHARE HOW HELPFUL IT CAN BE TO DEVELPO A FAMILY INCENTIVE PROGRAM IN YOUR HOME TO TEACH OUR CHILDREN RESPONCIBILITY AND HOW TO GET CHORES DONE OR TAKE TIME TO PRACTICE A TASK OR SKILL THEY NEED TO LEARN. THIS EPISODE CAN BE HELPFUL FOR PARENTS AND TEACHERS. HOW TO GET TODDLERS AND KIDS TO DO CHORES, PARENTING PODCAST, MOM LIFE POD…
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IN THIS EPISODE I REVIEW THE BOOK Healthy Kids Happy Moms Book by Shelia Kilbane MD, Book Review, mom podcasts, women's podcast, child nutrition #children #momlife #mom #toddler #toddlerlearning #familynutrition #nutrition #kids #kidshealthtips #kidshealthClari
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In this episode, we explore the world of retirement plans for small businesses, breaking down the four main options available while explaining the nuances of each. Tanner starts with his least favorite option and finishes with his preferred option for business owners. #SEP #IRA #ProfitSharing #401k #SmallBusiness #Fiduciary #FinancialLiteracy #Harm…
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In a society that constantly throws around the word "expert" and gives validation of the term solely based on number of followers, it is even more important to be vigilant in who you are taking advice from. In this episode we discuss what an expert really is, how to sift through all the noise, and things to watch out for when choosing what informat…
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IN THIS EPISODE I SHARE 3 FOODS THAT NATURALLY LOWER BLOOD PRESSURE, NATURAL WAYS TO LOWER BLOOD PRESSURE. THESE ARE ALL GENTILE WAYS. PLEASE BE SURE TO CONSULT WITH YOUR DOCTOR IF YOU HAVE HYPERTENSION OR SUSPECT YOU DO. I ALSO SHARE ONE COMMON HOME REMEDY THAT IS VERY COMMON BUT NOT THE BEST IDEA. WOMEN'S PODCAST 3 ways natural ways women can low…
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THE TRUTH: Do Men Know What Clothes & Styling Look Good on Women? Do Men Have a Good Eye for Women's Fashion & STYLING?? SHOULD YOU TAKE YOUR HUSBAND CLOTHES SHOPPING WITH YOU? IF YOUR NOT A FASHION GIRL, SHOULD YOU RELY SOLELY ON YOUR HUSBANDS OPINION?Clari
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Are you considering maxing out your 401(k) but unsure what to do next? We face this question all the time at Rosewood Wealth Management so today we want to explore if it’s wise to max out your 401(k) before investing anywhere else, and if it is, where to look if you want to save even more. It’s a good conversation to have early in the year as you m…
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In this episode we discuss our favorite books we keep coming back to and look ahead to the books we have tabbed to read in 2024. This is more of just a financial literacy exercise and more about expanding your skillset and mindset and how it can translate to your personal finance. #BookReview #StartWithWhy #SimonSinek #AdamGrant #ThinkAgain #Atomic…
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In a watershed moment for cryptocurrency, The Securities and Exchange Commission approved the first U.S. listed exchange traded funds (ETFs) to track bitcoin. Among the 11 approved applications were Fidelity, Invesco, Vance and BlackRock. #ETF #BitcoinETF #Bitcoin #FinancialLiteracy #HarmoneyWealth #FeeOnly #FinancialAdvisor #CertifiedFinancialPlan…
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ESSENTIAL OILS ARE ALSO ENDOCRINE DISRUPTORS! NIH RESEARCH ON ESSENTIAL OIL DANGERS FOR WOMEN & KIDS Essential Oils That Can Disrupt Your Hormones Essential Oils and Hormones: What You Need to Know The Dark Side of Essential Oils: Endocrine Disruptors How Essential Oils Can Wreak Havoc on Your Hormones Top 10 Endocrine-Disrupting Essential Oils to …
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