What Is a Deficiency in a Short Sale?

Lane County Real Estate Podcast with Tyler Head

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9+ y ago

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Today I'll be answering more questions about short sales. I'll be answering this question in particular:
What will happen to the difference of what I owe on my property and what the bank will receive once my property is sold?

This difference is known as the deficiency in a short sale. Almost 99% of the time, this difference is completely forgiven. It's hard to believe, but banks will just let that money go.
However, if this is not the case, then you'll need to speak with a qualified mortgage professional and possibly an attorney. If you find yourself in this unfortunate circumstance, then please contact me and I would be happy to refer you to some of my preferred vendors that could offer you assistance.
As always, if you're in need of a good real estate professional in Lane County, please consider me your #1 option!

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