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4 Advantages Homeownership Offers Over Renting
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To explain the true cost of not owning a home, I have the top four advantages homeownership provides that renting doesn’t.
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First, there are five great financial benefits:
- Homeownership is a form of forced savings.
- It provides tax savings.
- Homeownership allows you to lock in your monthly housing costs.
- Buying a home today, on a national scale, is cheaper than renting.
- No other investment vehicle lets you live inside it.
Second, studies have shown that homeowners have, on average, 44 times the amount of wealth that renters do.
The average homeowner has 44 times the wealth that the average renter does.
Third, if you purchase a home with an average purchase price in 2017, you can build more than $48,000 in family wealth over the next five years.
Finally, some people argue that renting eliminates the cost of taxes and home repairs, but any expenses the landlord incurs are included in the rent payment.
If you are renting, I hope you have a greater appreciation of the value of homeownership. If you have any questions about the cost of not owning a home or you’re curious what it would take for you to buy a home, don’t hesitate to reach out to me. I’d love to help you.
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