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Renting vs Buying in Omaha
Manage episode 153253628 series 1085896
Контент предоставлен Mike Beacom. Весь контент подкастов, включая эпизоды, графику и описания подкастов, загружается и предоставляется непосредственно компанией Mike Beacom или ее партнером по платформе подкастов. Если вы считаете, что кто-то использует вашу работу, защищенную авторским правом, без вашего разрешения, вы можете выполнить процедуру, описанную здесь https://ru.player.fm/legal.
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There are both advantages and disadvantages to home ownership in Omaha. We are very lucky to have a median income of $50,000 and a very low unemployment rate of 3%.
If we take a rental allowance of $1,100 we all probably know what that could get us. A two-bedroom apartment with 800-1000 sq. ft. This is a terrific deal compared to other parts of the nation, but you’re still paying someone else’s mortgage.
If you look at purchasing a home, you could buy a $150,000 home and pay roughly the same amount on a monthly mortgage for a 30-year loan. This could allow you to buy a three-bedroom, two-bathroom, two-car garage home with 1,500 to 1,800 sq. ft.
So, which living situation sounds better when you’re paying the same amount? Keep in mind that when you buy a house, your monthly mortgage payments are pretty much going right back into your pocket. This means that you will no longer be throwing your money away towards rental payments.
To put 5% down on a $150,000 home, you would only need $7,500 and you’re in! It’s that easy. I recommend that you speak with a lender as soon as possible to jumpstart this process. I know of a lot of great local lenders, and all you need to do is ask about them!
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