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With Rates on the Rise, Can You Keep Waiting to Buy?
Manage episode 173232783 series 1309490
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Mortgage interest rates are on the rise, so should you stop waiting to buy a home? Our preferred lender joins us today to explain this topic.
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With mortgage rates on the rise, should you wait to buy a home? I've brought in our preferred lender Lauren Williams with Vision One Mortgage to help me discuss this topic. Rates have gone up over the last several weeks. Fannie Mae, Freddie Mac, the Mortgage Bankers Association, and the National Association of Realtors all agree rates will continue to go up over the next four quarters, too. Because of this, some buyers regret the fact that they might not be able to get an interest rate of less than 4% on a mortgage. However, you must realize that current interest rates are still at historic lows. Back in the 1970s, interest rates averaged 8.86%, and in the 1980s, the average was as high as 12.7%.
The bottom line is that although you may have missed getting the lowest mortgage rates ever offered, you can still get a better rate than your older sibling did 10 years ago, your parents 20 years ago, and your grandparents 40 years ago if you buy a home or refinance your mortgage now. If you're interested in buying a home or refinancing your mortgage, don't wait to get in touch with Lauren at 714.625.0130 or at lauren.theloanofficer@gmail.com. If you have any other questions for me or you're thinking about selling your home in LA and Orange County, give me a call or send me an email. We look forward to hearing from you!
Current interest rates are still at historic lows.
The bottom line is that although you may have missed getting the lowest mortgage rates ever offered, you can still get a better rate than your older sibling did 10 years ago, your parents 20 years ago, and your grandparents 40 years ago if you buy a home or refinance your mortgage now. If you're interested in buying a home or refinancing your mortgage, don't wait to get in touch with Lauren at 714.625.0130 or at lauren.theloanofficer@gmail.com. If you have any other questions for me or you're thinking about selling your home in LA and Orange County, give me a call or send me an email. We look forward to hearing from you!
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